We compare Bybit Card and Ready Card side by side: fees, cashback, custody, KYC and country availability, with verified data.
BC Bybit Card Official siteExchange-linked Mastercard with some of the strongest cashback in the market. | RC Ready Card Official siteThe Argent legacy: a self-custody Mastercard on Starknet with 0% FX and 3% STRK back. | |
|---|---|---|
| Tier | S-Tier - Market leaders | A-Tier - Strong picks |
| Type | Crypto card | Crypto card |
| Network | Mastercard | Mastercard |
| Custody | Custodial | Self-custody |
| KYC | Required | Required |
| Card forms | Virtual + Physical | Virtual + Physical |
| Fund with | Crypto, Stablecoins, Fiat | Stablecoins |
| Monthly fee | $0 monthly / annual fee | Lite free (shipping only ~$7); Metal 120 USDC/year |
| Issuance | Virtual card free; physical card ~$5 one-time | Included per plan |
| FX | 0.5% FX on top of the Mastercard rate (EEA program) | 0% FX on Metal, 1% on Lite - official Mastercard rate with no hidden spread |
| ATM | Free monthly ATM allowance, then ~2% | Metal: $800/month fee-free; Lite: 2% per withdrawal |
| Cashback | 1% - 10% (tiered by VIP level) | 0.5% - 3% (STRK) |
| Regions | Europe, Latin America, Asia-Pacific | Europe |
| Availability | Regional programs: EEA + Switzerland, UK, Australia, Argentina, Brazil, Mexico and parts of Asia-Pacific. Not available in the US. | UK and EEA residents. |
This is not financial advice. Some links may be affiliate links: they never change the price for you. Verify current terms on the official sites.
