We compare Bybit Card and Nexo Card side by side: fees, cashback, custody, KYC and country availability, with verified data.
BC Bybit Card Official siteExchange-linked Mastercard with some of the strongest cashback in the market. | NC Nexo Card Official siteThe dual-mode card: spend borrowed funds against your crypto, or your own balance. | |
|---|---|---|
| Tier | S-Tier - Market leaders | A-Tier - Strong picks |
| Type | Crypto card | Crypto card |
| Network | Mastercard | Mastercard |
| Custody | Custodial | Custodial |
| KYC | Required | Required |
| Card forms | Virtual + Physical | Virtual + Physical |
| Fund with | Crypto, Stablecoins, Fiat | Crypto, Stablecoins, Fiat |
| Monthly fee | $0 monthly / annual fee | $0 monthly, annual or inactivity fees |
| Issuance | Virtual card free; physical card ~$5 one-time | Virtual card free (physical card ordering has been paused since early 2025) |
| FX | 0.5% FX on top of the Mastercard rate (EEA program) | FX free up to a monthly allowance by loyalty tier, then a small markup; weekend surcharge applies |
| ATM | Free monthly ATM allowance, then ~2% | Free ATM allowance by tier, then a per-withdrawal fee |
| Cashback | 1% - 10% (tiered by VIP level) | 0.5% - 2% (NEXO or BTC) |
| Regions | Europe, Latin America, Asia-Pacific | Europe |
| Availability | Regional programs: EEA + Switzerland, UK, Australia, Argentina, Brazil, Mexico and parts of Asia-Pacific. Not available in the US. | EEA and UK residents only. |
This is not financial advice. Some links may be affiliate links: they never change the price for you. Verify current terms on the official sites.
