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Ready Card

The Argent legacy: a self-custody Mastercard on Starknet with 0% FX and 3% STRK back.

Ready - the rebrand of the well-known Argent wallet - runs one of the few genuinely self-custodial Mastercards: USDC never leaves your Starknet wallet until the terminal charges it. The Metal plan (120 USDC/year) earns 3% in STRK and 0% FX, breaking even around $333/month of spend. Availability is UK/EEA only, and the cashback pool depends on Starknet Foundation renewals.

Go to official site View all cardsData verified: 2026-07

Max cashback

3% (STRK)

Monthly fee

Lite free (shipping only ~$7); Metal 120 USDC/year

Custody

Self-custody

Regions

Europe

Fees

Monthly feeLite free (shipping only ~$7); Metal 120 USDC/year

IssuanceIncluded per plan

FX0% FX on Metal, 1% on Lite - official Mastercard rate with no hidden spread

ATMMetal: $800/month fee-free; Lite: 2% per withdrawal

Top-upsUSDC stays in your own Starknet wallet until the moment you pay

Cashback

0.5% - 3%Paid in STRK

Metal: 3% in STRK on up to $5,000/month (max $150/month); Lite: 0.5%. Funded quarterly by the Starknet Foundation - generous but not contractually guaranteed.

Availability

UK and EEA residents.

Europe

Pros & cons

Pros

True self-custody from a battle-tested wallet team
0% FX on Metal with the official Mastercard rate
3% STRK cashback with clear caps
$800/month fee-free ATM on Metal

Cons

UK and EEA only
Cashback funded by the Starknet Foundation, not guaranteed
Metal costs 120 USDC/year upfront
USDC-only balance

Best for

Self-custody purists in Europe
Travelers (0% FX on Metal)
Starknet ecosystem users

Alternatives

Gnosis Pay

The self-custodial Visa: your keys, your balance, on Gnosis Chain.

Ether.fi Cash

The DeFi-native card: spend against your staked ETH without unstaking.

Tria

Self-custodial Visa neofinance app: trade, earn and spend 1,000+ assets from your own keys.

This is not financial advice. Conditions change frequently: verify fees, cashback and availability on the official site before signing up.

Pros & cons

Pros

True self-custody from a battle-tested wallet team
0% FX on Metal with the official Mastercard rate
3% STRK cashback with clear caps
$800/month fee-free ATM on Metal

Cons

UK and EEA only
Cashback funded by the Starknet Foundation, not guaranteed
Metal costs 120 USDC/year upfront
USDC-only balance