Issuer referenceCrypto cardMastercard

Ready Card

The Argent legacy: a self-custody Mastercard on Starknet with plan-based fees and Ready Points.

Ready CardMastercardSELF-CUSTODY

Ready - the rebrand of Argent - provides a self-custodial Starknet account linked to a third-party-issued Mastercard. Metal costs 120 USDC for the first year and has 0% FX; Lite is free plus shipping and has 1% FX. The former STRK cashback programme changed to promotional Ready Points in May 2026, with live rates and caps shown in-app.

Go to official site View all cardsReviewed 2026-08

Rewards

0.5-3% Ready Points

Fees

Lite free (shipping only ~$7); Metal 120 USDC/year

Custody

Self-custody

Eligibility

Residency eligibility is jurisdiction-specific and shown during onboarding; merchant acceptance is global wherever Mastercard is accepted.

Fees

Monthly feeLite free (shipping only ~$7); Metal 120 USDC/year

IssuanceIncluded per plan

FX0% FX on Metal, 1% on Lite - official Mastercard rate with no hidden spread

ATMMetal: $800/month fee-free; Lite: 2% per withdrawal

Top-upsUSDC stays in your own Starknet wallet until the moment you pay

Rewards

Ready replaced the previous cashback programme with promotional Ready Points from May 2026. Rates, caps, exclusions, and redemption eligibility are shown in-app and can change under the current rewards terms.

Availability

Residency eligibility is jurisdiction-specific and shown during onboarding; merchant acceptance is global wherever Mastercard is accepted.

Europe

Official sources

Ready App termsCurrent legal identity, self-custody product scope, and third-party card-issuer boundary.Ready Card fees and paymentsCurrent plan pricing, FX, Mastercard acceptance, USDC spending, and ATM terms.Ready Rewards termsCurrent promotional Ready Points model, in-app rates and caps, redemption, and availability boundaries.

Pros & cons

Pros

True self-custody from a battle-tested wallet team
0% FX on Metal with the official Mastercard rate
3% STRK cashback with clear caps
$800/month fee-free ATM on Metal

Cons

UK and EEA only
Cashback funded by the Starknet Foundation, not guaranteed
Metal costs 120 USDC/year upfront
USDC-only balance

Best for

Self-custody purists in Europe
Travelers (0% FX on Metal)
Starknet ecosystem users

Alternatives

Gnosis Pay

Check official terms

Ether.fi Cash

Check official terms

Tria

Check official terms

This is not financial advice. Conditions change frequently: verify fees, rewards, custody and eligibility on the official site before applying.

Pros & cons

Pros

True self-custody from a battle-tested wallet team
0% FX on Metal with the official Mastercard rate
3% STRK cashback with clear caps
$800/month fee-free ATM on Metal

Cons

UK and EEA only
Cashback funded by the Starknet Foundation, not guaranteed
Metal costs 120 USDC/year upfront
USDC-only balance