We compare Plasma One and Ready Card side by side: fees, cashback, custody, KYC and country availability, with verified data.
PO Plasma One Official siteThe stablecoin neobank on its own L1: free 2% cashback tier plus yield on idle dollars. | RC Ready Card Official siteThe Argent legacy: a self-custody Mastercard on Starknet with 0% FX and 3% STRK back. | |
|---|---|---|
| Tier | A-Tier - Strong picks | A-Tier - Strong picks |
| Type | Neobank / money app | Crypto card |
| Network | Visa | Mastercard |
| Custody | Self-custody | Self-custody |
| KYC | Required | Required |
| Card forms | Virtual + Physical | Virtual + Physical |
| Fund with | Stablecoins | Stablecoins |
| Monthly fee | Lite tier free; Core $120/yr or 20,000 XPL locked; Platinum requires 100,000 XPL locked | Lite free (shipping only ~$7); Metal 120 USDC/year |
| Issuance | Virtual card free on Lite | Included per plan |
| FX | No Plasma fees; partner FX/withdrawal fees shown in-app before confirming | 0% FX on Metal, 1% on Lite - official Mastercard rate with no hidden spread |
| ATM | Partner fees apply; disclosed in-app | Metal: $800/month fee-free; Lite: 2% per withdrawal |
| Cashback | 2% - 4% (XPL (weekly)) | 0.5% - 3% (STRK) |
| Regions | Global, Latin America, Asia-Pacific, Europe | Europe |
| Availability | 166 countries as of July 2026; launched publicly in June 2026. | UK and EEA residents. |
This is not financial advice. Some links may be affiliate links: they never change the price for you. Verify current terms on the official sites.
