Plasma One
The stablecoin neobank on its own L1: free 2% cashback tier plus yield on idle dollars.
Plasma One is the consumer app of Plasma, a layer-1 built for stablecoin payments. Its self-custodial wallet connects to third-party account, swap, yield and Visa-card services. The card can be used at Visa merchants in 180+ countries, but merchant acceptance is not the same as onboarding: current terms separately restrict Venezuela, Nicaragua and other jurisdictions.
Rewards
2-4% XPL (weekly)
Fees
Lite tier free; Core $120/yr or 20,000 XPL locked; Platinum requires 100,000 XPL locked
Custody
Self-custody
Eligibility
The Visa card can be used at accepting merchants in 180+ countries, but onboarding and account access are separate: current terms restrict Venezuela, Nicaragua and other listed jurisdictions.