Plasma (stablecoin L1) · VISA
Available
A stablecoin account and card on Plasma, with membership-based reward terms.
Observed 2026-10-05
Current support lists a 1% Plasma FX markup on Lite and 0.5% on Core, plus about 1% from Visa; Platinum has no Plasma or Visa FX fee. ATM operators may still add their own charges, and account-specific fees should be checked in-app.
Plasma Support ↗Observed 2026-10-05
The current ATM guide allows up to $1,000 per withdrawal and three withdrawals per rolling 24 hours. USD withdrawals cost $2 plus 2%, balance inquiries $1, and declines $1; the operator may add a fee. ATM withdrawals do not earn cashback.
Plasma Support ↗Observed 2026-10-05
Current published bands step down as monthly spend rises: Lite pays 2% on the first $500 then 0.1%; Core base rewards range from 3% to 0.25%; Platinum base rewards range from 4% to 1%. Eligible AI and airline rates replace the base rate rather than stack. Rewards are currently paid weekly in XPL after a pending period; token value can change.
Plasma Support ↗Observed 2026-10-05
The current support page lists Core at 0 XPL during a promotion and 20,000 XPL otherwise, and Platinum at 100,000 promotional or 150,000 otherwise. Locks last 12 months and cannot be released early; product pages and account offers may show different active terms, so verify before upgrading.
Plasma Support ↗Observed 2026-10-05
The current product page names Rain as Visa issuer, while the international card agreement identifies Third National. Plasma's terms describe multiple third-party issuers and separate US and international agreements; check the specific cardholder agreement shown for the account.
Plasma ↗Observed 2026-10-05
Visa acceptance in 180+ countries describes merchant coverage, not onboarding eligibility. The current eligibility guide excludes Venezuela, Cuba, Iran, North Korea, Russia, Syria, and Ukraine; physical delivery has a separate list and the order guide says eligible Core or Platinum accounts can order only when the option appears in-app. Another support article still describes Core physical cards as coming soon.
Plasma Support ↗Observed 2026-10-05
The order guide lists the first physical card as free before delivery fees. Core shipping is $20 standard or $50 express; Platinum standard shipping is free or $30 express. Additional cards are $40 for Core and $120 for Platinum. Availability and the final delivery quote are shown in-app; another support page still describes Core physical cards as coming soon.
Plasma Support ↗Observed 2026-10-05
The help guide describes an opt-in transfer from Cash to third-party Veda vaults deployed into Aave. Yield varies and is not guaranteed; protocol, smart-contract, and loss risks apply. Do not assume card or wallet balances earn automatically.
Plasma Support ↗A plan with verified numerical rules has not yet been recorded for this profile.
Each source states what it documents and when it was checked. An older reference does not confirm every current cost.
Current Basic/Core/Platinum base reward marketing and separate fee/benefit levels; exact caps, requirements and prices need terms.
Checked 2026-10-04
Non-custodial wallet and service-provider roles, third-party card issuers, and separate US and international card agreements.
Checked 2026-10-05
International card terms effective February 26, 2026 identify Third National as issuer and describe foreign-currency conversion and a fee schedule that may include up to 1% FX. This issuer differs from the current product page's Rain issuer statement; the card terms for the account should be checked.
Checked 2026-10-05
Rewards may pay in XPL or non-transferable Spending Credit. Terms use Lite rather than marketing's Basic and require XPL lock for Platinum; Help Center determines current program parameters.
Checked 2026-10-04
Current fee table by tier and rail: on-ramp, off-ramp and FX charges. Card FX is Lite +1% Plasma markup plus about 1% Visa fee, Core +0.5% plus about 1% Visa fee, and Platinum 0% with no FX fee charged. The app displays account-specific membership pricing.
Checked 2026-10-05
Current published reward ladder: Lite 2% on first $500 monthly then 0.1%; Core 3%/2%/1%/0.25% across $1,000 bands plus 5% AI on first $250, 4% on next $250, then 1%; Platinum 4%/3%/2%/1% base, 10% AI on first $500, 5% on next $500, then 1%, and 10% eligible airline cashback capped at $300 per half-year. Current payout is weekly in XPL after a pending period.
Checked 2026-10-05
Current physical-card ATM terms: up to $1,000 per withdrawal and three withdrawals in a rolling 24 hours; USD cash withdrawal costs $2 plus 2%, balance inquiry $1, decline $1. Lite/Core non-USD withdrawals also incur tier FX markup and Visa FX; Platinum has no FX fee. ATM operator fees may be extra and withdrawals earn no cashback.
Checked 2026-10-05
Current eligibility article separates card acceptance from onboarding and KYC: Venezuela, Cuba, Iran, North Korea, Russia, Syria and Ukraine are unsupported; some other identity-document countries may qualify only with proof of residence in a supported country. Physical-card delivery has a separate country list.
Checked 2026-10-05
Current order article says eligible Core and Platinum members can order physical Visa cards when shown in-app; Lite is not eligible. First Core/Platinum cards are listed as free before delivery, additional cards cost $40/$120, and shipping costs vary. Delivery is unavailable in Mexico, Nicaragua, Venezuela and other listed countries. Another support article still describes Core physical cards as coming soon.
Checked 2026-10-05
Current help page lists Core lock at 0 XPL during the promotional period and 20,000 XPL thereafter; Platinum at 100,000 promotional and 150,000 thereafter. Locks last 12 months and cannot be released early. The product tier pages currently advertise 20,000 XPL for Core and 100,000 XPL for Platinum, so confirm the active offer in-app.
Checked 2026-10-05
September 2, 2026 help article says Earn is an optional transfer from Cash into third-party Veda vaults deployed into Aave. Yield is variable and not guaranteed; smart-contract, protocol and loss risks apply.
Checked 2026-10-05
