We compare Gnosis Pay and Ready Card side by side: fees, cashback, custody, KYC and country availability, with verified data.
RC Ready Card Official siteThe Argent legacy: a self-custody Mastercard on Starknet with 0% FX and 3% STRK back. | ||
|---|---|---|
| Tier | A-Tier - Strong picks | A-Tier - Strong picks |
| Type | Crypto card | Crypto card |
| Network | Visa | Mastercard |
| Custody | Self-custody | Self-custody |
| KYC | Required | Required |
| Card forms | Virtual + Physical | Virtual + Physical |
| Fund with | Crypto, Stablecoins | Stablecoins |
| Monthly fee | $0 monthly fee | Lite free (shipping only ~$7); Metal 120 USDC/year |
| Issuance | Virtual card free; physical card has a small one-time cost depending on region | Included per plan |
| FX | No Gnosis fee on top of the Visa rate when spending in your card currency | 0% FX on Metal, 1% on Lite - official Mastercard rate with no hidden spread |
| ATM | ATM withdrawals supported with limits; operator fees may apply | Metal: $800/month fee-free; Lite: 2% per withdrawal |
| Cashback | 1% - 5% (GNO) | 0.5% - 3% (STRK) |
| Regions | Europe, Latin America | Europe |
| Availability | EEA (EU, Iceland, Norway), Switzerland, UK and Brazil, with more countries on the roadmap. | UK and EEA residents. |
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