We compare Nexo Card and Ready Card side by side: fees, cashback, custody, KYC and country availability, with verified data.
NC Nexo Card Official siteThe dual-mode card: spend borrowed funds against your crypto, or your own balance. | RC Ready Card Official siteThe Argent legacy: a self-custody Mastercard on Starknet with 0% FX and 3% STRK back. | |
|---|---|---|
| Tier | A-Tier - Strong picks | A-Tier - Strong picks |
| Type | Crypto card | Crypto card |
| Network | Mastercard | Mastercard |
| Custody | Custodial | Self-custody |
| KYC | Required | Required |
| Card forms | Virtual + Physical | Virtual + Physical |
| Fund with | Crypto, Stablecoins, Fiat | Stablecoins |
| Monthly fee | $0 monthly, annual or inactivity fees | Lite free (shipping only ~$7); Metal 120 USDC/year |
| Issuance | Virtual card free (physical card ordering has been paused since early 2025) | Included per plan |
| FX | FX free up to a monthly allowance by loyalty tier, then a small markup; weekend surcharge applies | 0% FX on Metal, 1% on Lite - official Mastercard rate with no hidden spread |
| ATM | Free ATM allowance by tier, then a per-withdrawal fee | Metal: $800/month fee-free; Lite: 2% per withdrawal |
| Cashback | 0.5% - 2% (NEXO or BTC) | 0.5% - 3% (STRK) |
| Regions | Europe | Europe |
| Availability | EEA and UK residents only. | UK and EEA residents. |
This is not financial advice. Some links may be affiliate links: they never change the price for you. Verify current terms on the official sites.
