We compare Gnosis Pay and Nexo Card side by side: fees, cashback, custody, KYC and country availability, with verified data.
NC Nexo Card Official siteThe dual-mode card: spend borrowed funds against your crypto, or your own balance. | ||
|---|---|---|
| Tier | A-Tier - Strong picks | A-Tier - Strong picks |
| Type | Crypto card | Crypto card |
| Network | Visa | Mastercard |
| Custody | Self-custody | Custodial |
| KYC | Required | Required |
| Card forms | Virtual + Physical | Virtual + Physical |
| Fund with | Crypto, Stablecoins | Crypto, Stablecoins, Fiat |
| Monthly fee | $0 monthly fee | $0 monthly, annual or inactivity fees |
| Issuance | Virtual card free; physical card has a small one-time cost depending on region | Virtual card free (physical card ordering has been paused since early 2025) |
| FX | No Gnosis fee on top of the Visa rate when spending in your card currency | FX free up to a monthly allowance by loyalty tier, then a small markup; weekend surcharge applies |
| ATM | ATM withdrawals supported with limits; operator fees may apply | Free ATM allowance by tier, then a per-withdrawal fee |
| Cashback | 1% - 5% (GNO) | 0.5% - 2% (NEXO or BTC) |
| Regions | Europe, Latin America | Europe |
| Availability | EEA (EU, Iceland, Norway), Switzerland, UK and Brazil, with more countries on the roadmap. | EEA and UK residents only. |
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