We compare Nexo Card and Plasma One side by side: fees, cashback, custody, KYC and country availability, with verified data.
NC Nexo Card Official siteThe dual-mode card: spend borrowed funds against your crypto, or your own balance. | PO Plasma One Official siteThe stablecoin neobank on its own L1: free 2% cashback tier plus yield on idle dollars. | |
|---|---|---|
| Tier | A-Tier - Strong picks | A-Tier - Strong picks |
| Type | Crypto card | Neobank / money app |
| Network | Mastercard | Visa |
| Custody | Custodial | Self-custody |
| KYC | Required | Required |
| Card forms | Virtual + Physical | Virtual + Physical |
| Fund with | Crypto, Stablecoins, Fiat | Stablecoins |
| Monthly fee | $0 monthly, annual or inactivity fees | Lite tier free; Core $120/yr or 20,000 XPL locked; Platinum requires 100,000 XPL locked |
| Issuance | Virtual card free (physical card ordering has been paused since early 2025) | Virtual card free on Lite |
| FX | FX free up to a monthly allowance by loyalty tier, then a small markup; weekend surcharge applies | No Plasma fees; partner FX/withdrawal fees shown in-app before confirming |
| ATM | Free ATM allowance by tier, then a per-withdrawal fee | Partner fees apply; disclosed in-app |
| Cashback | 0.5% - 2% (NEXO or BTC) | 2% - 4% (XPL (weekly)) |
| Regions | Europe | Global, Latin America, Asia-Pacific, Europe |
| Availability | EEA and UK residents only. | 166 countries as of July 2026; launched publicly in June 2026. |
This is not financial advice. Some links may be affiliate links: they never change the price for you. Verify current terms on the official sites.
