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Gnosis Pay

The self-custodial Visa: your keys, your balance, on Gnosis Chain.

Gnosis Pay is the reference self-custodial crypto card. Your balance lives in a Safe smart account on Gnosis Chain that only you control, and the Visa card debits it at the point of sale. That removes the counterparty risk every custodial card carries, at the cost of a slightly more technical setup. Cashback in GNO scales with the GNO you hold.

Go to official site View all cardsData verified: 2026-07

Max cashback

5% (GNO)

Monthly fee

$0 monthly fee

Custody

Self-custody

Regions

Europe, Latin America

Fees

Monthly fee$0 monthly fee

IssuanceVirtual card free; physical card has a small one-time cost depending on region

FXNo Gnosis fee on top of the Visa rate when spending in your card currency

ATMATM withdrawals supported with limits; operator fees may apply

Top-upsSelf-custody top-ups in EURe/GBPe stablecoins on Gnosis Chain

Cashback

1% - 5%Paid in GNO

1%-4% based on GNO held in your Gnosis Pay Safe, plus 1% extra for OG NFT holders (max 5%). Program terms are periodically renewed.

Availability

EEA (EU, Iceland, Norway), Switzerland, UK and Brazil, with more countries on the roadmap.

EuropeLatin America

Pros & cons

Pros

Self-custody: no company holds your funds
Up to 5% cashback in GNO
No monthly fees and no FX markup in card currency
ENS name printable on the card

Cons

Setup is more technical than custodial cards
Cashback requires holding GNO, a volatile asset
Limited to Europe and Brazil for now
Balance must be in EURe/GBPe stablecoins

FAQ

What makes Gnosis Pay different?

It is self-custodial: your balance lives in a Safe on Gnosis Chain that only you control. Most crypto cards are custodial, with the company holding your funds.

Best for

Self-custody purists
DeFi users in Europe
Spending without counterparty risk

Alternatives

Ether.fi Cash

The DeFi-native card: spend against your staked ETH without unstaking.

Nexo Card

The dual-mode card: spend borrowed funds against your crypto, or your own balance.

Bit2Me Card

The Spanish crypto Mastercard: SEPA, euros and support in Spanish.

This is not financial advice. Conditions change frequently: verify fees, cashback and availability on the official site before signing up.

Fees

Monthly fee$0 monthly fee

IssuanceVirtual card free; physical card has a small one-time cost depending on region

FXNo Gnosis fee on top of the Visa rate when spending in your card currency

ATMATM withdrawals supported with limits; operator fees may apply

Top-upsSelf-custody top-ups in EURe/GBPe stablecoins on Gnosis Chain

Pros & cons

Pros

Self-custody: no company holds your funds
Up to 5% cashback in GNO
No monthly fees and no FX markup in card currency
ENS name printable on the card

Cons

Setup is more technical than custodial cards
Cashback requires holding GNO, a volatile asset
Limited to Europe and Brazil for now
Balance must be in EURe/GBPe stablecoins