Crypto in the United Arab Emirates

Early-stage Web3 investment and advisory firm backing pre-seed and Series A founders across fintech, digital assets, and emerging enterprise technology.

Abu Dhabi Commercial Bank PJSC is licensed and regulated by the Central Bank of the UAE and offers broad debit and credit card ranges. Its 2025 annual report describes a Treasury-led taskforce exploring tokenised products and crypto-linked solutions under governance controls. This is an exploration programme, not evidence that ADCB itself operates a retail crypto exchange, custody service, stablecoin, or crypto card.

The independent financial-services regulator for Abu Dhabi Global Market. Its public registers define each firm's current permissions and restrictions, including virtual-asset and fiat-referenced-token activities; an ADGM permission is entity- and activity-specific.

UAE company licensed by the Central Bank to issue AE Coin, an AED-denominated payment token. Its current privacy disclosure says the issuer focuses on minting and operates business-to-business, while appointed agents handle customer custody, transfer, and conversion. The profile therefore does not present the issuer as a retail wallet, exchange, bank deposit, or government-issued CBDC.

Al Ansari Exchange L.L.C. is a UAE exchange business regulated by the Central Bank of the UAE. Its current services include remittance, foreign exchange, corporate payments, digital channels, and the multi-currency prepaid TravelCard. The word exchange refers here to licensed money exchange; the company is not presented as a bank, crypto exchange, virtual-asset custodian, stablecoin issuer, or crypto-funded card provider.

Al Etihad Payments is a CBUAE subsidiary that develops and operates UAE payment infrastructure, including the Aani instant-payment platform and the Jaywan domestic card scheme. Jaywan supports debit, prepaid, credit, mono-badge, and co-badge programmes through participating licensed financial institutions. AEP is infrastructure and scheme operator; this profile does not imply that it is the retail bank or issuer for every Jaywan card or the account provider behind each Aani user.

Alaan provides UAE businesses with spend management, physical and virtual commercial cards, and a partner-issued business account. Current disclosures identify NymCard Payment Services as issuer of the UAE Visa card and Ruya Community Islamic Bank as issuer of the Alaan Business Account. Alaan is the technology platform and programme agent, not a bank, direct financial-services provider, deposit taker, or card issuer.

Dubai subsidiary of Amber International operating under the Amber Premium brand. VARA lists an active licence for broker-dealer, management and investment, and lending and borrowing services, restricted to Institutional and Qualified Investors. Amber describes private-banking-grade market access, execution infrastructure, and investment solutions for sophisticated clients. Those permissions are entity-, activity-, product-, and investor-class specific and do not make digital assets bank deposits or guaranteed investments.

Swiss regulated bank providing digital-asset banking, custody, trading, investment, and staking services.

Dubai entity of Animoca Brands holding an active VARA licence for Management and Investment Services and Broker-Dealer Services. Both VARA and the entity's own site restrict the offer to qualified and institutional investors. This profile covers the named Dubai licensee only; it does not treat VARA supervision as approval of the wider Animoca portfolio or its other group companies.

Dubai institutional digital-asset infrastructure provider licensed by VARA for broker, lending, and investment services.

UAE-born digital-asset exchange and OTC company holding active VARA permissions for Exchange Services and Broker-Dealer Services across retail, qualified, and institutional investor categories. Arbeat's own site says operational launch is coming soon, so this directory records the active licence and product scope without claiming that public trading is already live.

Dubai entity of the Bahrain-headquartered ARP Digital group holding an active VARA Broker-Dealer Services licence for qualified and institutional investors. ARP says the local operation provides digital-asset and stablecoin conversion into AED for UAE corporates, capital-markets participants, and qualified investors. This profile covers the named Dubai licensee, not the wider group.

Dubai legal entity operating Backpack Exchange under an active VARA Exchange Services licence. VARA permits the named entity to serve retail, qualified, and institutional investors. Backpack's own trading rules identify Trek Labs Ltd FZE as the platform operator. This entity-level profile does not turn the separately curated global Backpack brand record into a Dubai headquarters claim or extend the Dubai licence to another affiliate.

Dubai-incorporated Binance entity holding an active VARA VASP licence for exchange, broker-dealer, lending and borrowing, and management and investment services, including currently disclosed derivatives permissions. VARA permits the named entity to serve retail, qualified, and institutional investors subject to product-specific conditions. The licence belongs to Binance FZE and is not a blanket approval of every Binance affiliate, wallet, token, card, or jurisdiction.

BitGo's Dubai custody entity, licensed by VARA for custody services including custodial staking and restricted to Institutional Investors and Qualified Investors. BitGo states that the local entity safeguards client assets itself rather than through third-party custodians. BitGo and VARA currently publish different One Central suite addresses; the map follows BitGo's current registered-office disclosure and preserves VARA as the source for licence scope.

BitGo's separately licensed Dubai broker-dealer, restricted to Institutional Investors and Qualified Investors. BitGo describes a riskless-principal brokerage model and states that this entity does not hold client virtual assets; safekeeping, clearing, and settlement require an account with the separately licensed BitGo Custody MENA entity. VARA and BitGo publish different current Dubai offices, both retained on the map.

Dubai crypto platform licensed by VARA for broker-dealer and wallet services.

Dubai Bitpanda brokerage entity serving UAE programmes including RAKBANK's in-app crypto service. VARA's public register lists Bitpanda Broker MENA FZCO as an active broker-dealer VASP, while Bitpanda legal pages use Bitpanda Broker MENA DMCC and publish the Uptown Tower office and company identifier. The profile preserves that suffix discrepancy rather than silently merging records; users should match the current VARA entry, legal terms, and contracting entity for each product.

Bitpanda's Dubai custody entity. VARA lists an active custody licence including custodial staking, while Bitpanda's current group privacy notice publishes the local custody business address in Uptown Tower. The two current sources use different legal suffixes, FZCO and DMCC, for the licence-linked local entity; the directory retains that naming discrepancy instead of silently treating it as resolved. The licence is entity- and activity-specific.

botim Money Technology LLC provides the BOTIM Money wallet, domestic and international transfers, and virtual and physical card services under CBUAE regulation for stored-value facilities and defined payment services. Customer money is safeguarded with a licensed bank, but BOTIM Money is not itself presented as a bank, crypto exchange, virtual-asset custodian, or crypto-card provider.

UAE crypto exchange and custodian headquartered in Abu Dhabi. BurjX markets AED deposits and withdrawals, spot trading in USDT, USDC, and other digital assets, OTC execution, and institutional services. The FSRA register lists active permissions for matched-principal dealing and virtual-asset custody, with trading limited to FSRA-approved Accepted Virtual Assets. Product availability and the regulated permission remain entity- and jurisdiction-specific.

Crypto exchange spanning spot, derivatives, Web3 tools, and retail trading products. Bybit's current company history identifies Dubai as its headquarters and a separate EU headquarters in Vienna. Headquarters location must not be read as customer eligibility: the exchange publishes a separate restricted-jurisdiction list that currently includes Dubai.

Ceffu's Dubai entity is licensed by VARA only for custody services and is restricted to Institutional Investors and Qualified Investors. Its current local terms exclude Prime Wallet, MirrorX, MirrorRSV, and staking from the services of Ceffu Custody FZE. VARA and Ceffu publish different current One Central addresses, so the map preserves both as separately sourced operating-office and registered-office points.

UAE central bank and licensing authority for banking, retail payment, stored-value, and payment-token activities within its perimeter. Its in-force Payment Token Services Regulation separates issuance, conversion, and custody or transfer permissions and prohibits unlicensed payment-token services. Register inclusion applies to the named legal entity and category and is not endorsement of a token or guarantee against loss.

Non-custodial wallet platform connecting crypto balances to third-party fiat payment and card services.

CoinCorner's Dubai legal entity holds an active VARA Broker-Dealer Services licence for retail, qualified, and institutional investors. CoinCorner's current UAE contact and terms pages publish The H Dubai Office Tower as its address, while VARA publishes offices in BurJuman Centre. The map follows the current company-published office and preserves the regulator-address discrepancy in the location note.

Commercial Bank of Dubai is a CBUAE-registered national conventional retail bank serving personal, business, corporate, and institutional customers. CBD also integrated Kinexys Liink Confirm into its corporate-banking portal for beneficiary-account validation. That infrastructure use is blockchain-adjacent; it does not make CBD a crypto exchange, virtual-asset custodian, or retail crypto-trading venue.

Dubai entity operating Crypto.com services under an active VARA VASP licence for exchange, broker-dealer, management and investment, and lending and borrowing services, including eligible derivatives. In May 2026 Crypto.com announced that the same entity received a final CBUAE Stored Value Facilities licence enabling approved UAE payment flows and Dubai Government-fee payments. The two permissions have different scopes and neither should be generalized to every Crypto.com product or jurisdiction.

Cryptorsy is a Web3 venture studio and accelerator helping crypto projects with community growth, performance-based marketing, and ecosystem development. Its public contact page lists Dubai World Trade Center and a Kyiv office address; those locations are mapped separately from client and event venues.

Dubai tokenisation infrastructure company licensed by VARA for broker-dealer services and Category 1 virtual-asset issuance, restricted to Qualified and Institutional Investors. Its limited licence covers specifically named DLD-authorised real-estate virtual assets rather than every property or tokenisation product. Ctrl Alt says it structures, mints, and places title-deed tokens for the DLD project, using XRPL and, in phase two, Ripple Custody. Current VARA and company disclosures use different legal suffixes, retained here rather than silently reconciled.

Daman Virtual Asset Brokerage LLC is a Daman Securities subsidiary holding an active VARA Broker-Dealer Services licence limited to qualified and institutional investors. The company describes Daman Crypto and Daman Pay services for institutional, professional, and business clients. The profile does not extend that licence to retail clients or to other Daman group entities.

The legal entity listed by CBUAE for Dirham Payment Token Issuance in the DDSC programme. DDSC is presented as an AED-backed token operating on ADI Chain. The Central Bank register separately lists the network-and-distribution company for conversion, so this issuer profile does not collapse issuance, conversion, custody, distribution, or the product website into one licence.

DDSC service and contracting entity disclosed by the product terms. CBUAE lists it separately for Payment Token Conversion, while the DDSC site also publishes a stored-value licence. The profile preserves that split from the distinct issuance entity and notes that Central Bank licensing and whitepaper review do not endorse DDSC or make it a protected bank deposit.

Dubai-licensed digital asset venue focused on options, futures, and institutional derivatives trading.

Authority responsible for developing and administering the DIFC financial-centre jurisdiction and innovation ecosystem. DIFC has enacted a Digital Assets Law addressing property-law treatment and runs an Innovation Hub serving financial technology firms. It is not the financial-services regulator: that independent role belongs to DFSA, so a DIFC registration or Innovation Hub membership does not itself prove permission to conduct a regulated crypto activity.

Dubai business ecosystem at Uptown Tower supporting crypto, blockchain, and Web3 companies with licensing, workspace, and partner services.

EITC Financial Services L.L.C. owns and operates du Pay, a CBUAE-regulated mobile payment service with a wallet, physical and digital debit cards, salary services, and international transfers. The CBUAE register identifies the entity in Dubai. It is not classified here as a bank, crypto exchange, virtual-asset custodian, or crypto-card provider.

Independent regulator of financial services conducted in or from DIFC. Its updated crypto-token framework took effect in January 2026 and makes authorised firms responsible for assessing token suitability under DFSA rules, with additional stablecoin, fund, custody, disclosure, and market-integrity safeguards. DFSA does not publish a prescribed-token list, and its DIFC perimeter is distinct from VARA's Dubai-wide virtual-asset regime.

Dubai Islamic Bank PJSC is a UAE local Islamic bank licensed by the Central Bank of the UAE and offers consumer debit and credit cards, including Jaywan products. A DIB and Crypto.com memorandum explores tokenised sukuk, real-world-asset tokenisation, Crypto.com product promotion, and payment integration. It is an exploratory partnership, not evidence that DIB operates a crypto exchange, custody service, stablecoin, or its own crypto card.

DIMENT VA Exchange Services DMCC, operating as DVA, holds an active VARA Broker-Dealer Services licence across retail, qualified, and institutional investor categories. DVA describes institutional-grade spot, OTC, settlement, and fiat-to-crypto access. The directory records only the licensed broker-dealer scope and does not infer a VARA Exchange Services permission from the company's product language.

Web3 investment and high-frequency market-making firm providing capital, liquidity, OTC trading, and ecosystem support to blockchain companies.

Digital Financial Services LLC operates e& money and states that it is regulated by the CBUAE for stored-value facilities and retail payment services. The AED wallet supports local and international transfers, an IBAN, and virtual, physical, supplementary, and instant Mastercard cards funded from the wallet balance. It is not a bank deposit, crypto-custody, exchange, stablecoin-issuance, or virtual-asset licence.

UAE bank whose Liv digital-banking arm introduced crypto trading inside the Liv X app with Aquanow providing brokerage infrastructure and Zodia Custody providing digital-asset custody. Emirates NBD reports the product as a partnership model: the bank is not presented here as the virtual-asset exchange, token issuer, or underlying crypto custodian. Product eligibility, asset coverage, and service-provider terms remain account- and jurisdiction-specific.

Thesis-driven Web3 venture group backing founders, protocols, and infrastructure across the crypto economy.

Dubai Fasset entity holding an active VARA Broker-Dealer Services licence for retail, qualified, and institutional investors. Fasset's current entity document page publishes a Boulevard Plaza office, while VARA's register still publishes Sheikh Rashid Tower as the principal place of business. Both sourced locations are retained rather than silently choosing one or treating either address as a global group headquarters.

First Abu Dhabi Bank is a UAE bank offering retail and corporate banking, accounts, payments, lending, and cards under CBUAE supervision. A February 2026 DDSC announcement identifies FAB as the issuer bank for the CBUAE-approved dirham stablecoin. That specific role does not imply a general virtual-asset exchange or custody licence.

First Crypto Exchange L.L.C holds an active VARA Broker-Dealer Services licence for retail, qualified, and institutional investors. Its current disclosures describe OTC execution, fiat on- and off-ramps with direct AED settlement, and APIs for institutional clients. The Exchange name is a legal brand element; the recorded VARA permission is Broker-Dealer Services.

Dubai operating entity of the Flipster platform. VARA lists an active Exchange Services licence permitting Retail and Qualified Investors. Flipster's wider global interface also advertises perpetuals, Earn, copy trading, and traditional-market products, but the Dubai register currently identifies only Exchange Services; the profile does not infer that every global product is available or licensed through Flipster FZE.

Flowdesk's Dubai entity for regulated broker-dealer, execution, and liquidity services. VARA's current record permits Institutional, Qualified, and Retail Investors, while Flowdesk's August 2026 licence announcement describes service to Qualified and Institutional Investors. The directory preserves that client-scope difference instead of extending retail availability beyond the regulator record or treating every Flowdesk product as licensed in Dubai. Flowdesk also warns that virtual assets can lose all value and receive no financial-protection guarantee.

Abu Dhabi infrastructure company enabling banks, fintechs, and enterprises to offer digital-asset and stablecoin products.

Dubai virtual-asset exchange entity of the Gate brand. VARA lists Gate Technology FZE with an active Exchange Services licence and permission to serve retail, qualified, and institutional investors. Gate's local safeguarding policy explains how the entity manages client virtual assets across hot and cold wallets. The licence is specific to this Dubai entity and does not extend automatically to every Gate product or jurisdiction.

Dubai entity of GCEX licensed by VARA for Broker-Dealer Services and limited to qualified and institutional investors. GCEX describes its local offering as institutional digital-asset access, liquidity, regulated custody connections, and trading technology. The profile preserves that client boundary and does not present the Dubai entity as a retail exchange or infer that its licence covers the group's separate European and UK entities.

Global growth investor partnering with companies in technology, financial services, consumer, healthcare, and climate across a multi-region office network.

Federal UAE authority with exclusive jurisdiction to regulate, license, supervise, and investigate commercial gaming, including gaming facilities, internet gaming, lotteries, event wagering, and gaming-related vendors. GCGRA states that operating, facilitating, or playing through unlicensed commercial-gaming services is unlawful. A foreign casino, crypto payment option, or offshore licence therefore does not establish UAE authorisation.

Global blockchain investor and builder with operating teams across Seoul, Singapore, San Francisco, and Abu Dhabi and a network spanning Web3 investment, incubation, research, fintech, and custody.

Digital-asset group spanning transaction services, onchain infrastructure, asset management, custody, and tokenization.

HashKey Group's Dubai operating entity for fiat-crypto exchange and broker-dealer services. Its local platform supports AED and USD bank transfers, spot conversion, and OTC execution. VARA also records exchange-traded derivative services under limited licence approval for authorised underlyings. The permission is specific to HashKey MENA FZE, its approved products, and Dubai jurisdiction; it is not a blanket licence for every HashKey group company.

Dubai entity providing regulated institutional digital-asset custody services in the MENA region.

Abu Dhabi startup ecosystem and launchpad supporting Web3 and digital-asset founders from ADGM.

Hubpay Limited is an active ADGM firm authorised by the FSRA to provide money services. Hubpay Connect offers multi-currency wallets, FX, collections, and cross-border payouts, while its payment-request interface can accept card, bank-transfer, or crypto methods. That acceptance option is not evidence of virtual-asset exchange, custody, token issuance, or a crypto card, so none is claimed.

Dubai-based crypto and AI incubator, accelerator, and investment group supporting blockchain companies with capital, strategy, marketing, tokenomics, and ecosystem access.

Active Summer 2020 Y Combinator company tracked in the adjacent-technology layer for AI and agent infrastructure. The YC profile supplies the directory classification and displayed location; the profile does not imply a crypto-native business unless the relevance badge says direct.

Kem is a crypto financial platform offering USD and USDT balances, crypto-to-fiat conversion, peer-to-peer transfers, savings, tokenized-gold exposure, and Kem Cards for everyday spending. Its site states that KEM TECHNOLOGIES HOLDING Ltd is registered in Abu Dhabi Global Market, while card terms identify a Czech VASP-licensed operating entity and Google Play lists Kemfinity s.r.o. as the app developer. Kem explicitly describes itself as a financial platform, not a bank; these legal and operating roles are mapped separately.

Komainu's Dubai custody entity, licensed by VARA for virtual-asset custody including custodial staking and collateral wallet services. The service is restricted to institutional and qualified investors. Komainu's local disclosure identifies its One Central registered address and warns that digital assets are not protected by deposit or investor compensation schemes; licensing does not remove custody, staking, counterparty, network, or asset-price risk.

Dubai institutional digital-asset business licensed by VARA for broker-dealer and investment-management services.

LTP's Dubai entity holds an active VARA Broker-Dealer Services licence limited to qualified and institutional investors. Its current disclosures describe client-directed market access through eligible third-party venues, not an LTP-operated exchange or token issuer, and state that it had not yet executed client orders as of 31 July 2026. The profile preserves that operational boundary instead of turning licence status into a live-volume claim.

LuLu International Exchange L.L.C. is a UAE exchange business licensed by the Central Bank of the UAE. Its current Travel Card is a physical and digital multi-currency prepaid programme using Visa internationally and Jaywan domestically under Zand Bank BIN sponsorship. LuLu Exchange is not presented as a bank, crypto exchange, virtual-asset custodian, stablecoin issuer, or crypto-funded card provider.

Abu Dhabi digital-asset custodian regulated by the ADGM Financial Services Regulatory Authority.

Magnati Sole Proprietorship L.L.C. is listed in the CBUAE register as a national payment company in Abu Dhabi. Its current offering covers direct acquiring, issuer and acquiring processing, payment acceptance, stored value, and prepaid card programmes, with offices in Abu Dhabi and Dubai. It is not classified here as a bank, crypto exchange, virtual-asset custodian, or crypto-card issuer.

Mamo Limited is a DIFC company authorised by the DFSA for money services including payment accounts, money transmission, payment instruments, and stored value. Its business terms cover payment links, accounts, transfers, and Mamo-issued cards for business customers. The licence is a defined DIFC financial-services permission; this profile does not present Mamo as a bank, cryptocurrency exchange, or virtual-asset custodian.

Dubai-regulated MANTRA entity focused on virtual-asset exchange, broker-dealer, management and investment services, and compliant RWA-oriented DeFi products. VARA permits retail, qualified, and institutional investors and records a separate DeFi Limited Licence condition. That limited approval must not be read as unrestricted approval of every decentralised protocol, token, return, or MANTRA group product.

Mashreqbank PSC is a CBUAE-regulated national conventional retail bank offering retail, corporate, investment, transaction, Islamic, wealth, treasury, card, and digital-banking services. Its subsidiary Mashreq Capital launched BITMAC, a DFSA-regulated fund whose portfolio may allocate up to 5% to Bitcoin through ETFs. That subsidiary product does not make Mashreq Bank a crypto exchange, virtual-asset custodian, or direct Bitcoin trading venue.

Al Maryah Community Bank identifies Mbank as a CBUAE-licensed specialized digital bank. It offers retail and business accounts, virtual and physical debit cards, deposits, transfers, and financing, and advertises an AEC Wallet for holding and using AE Coin. The wallet connection does not make Mbank the AE Coin issuer or establish broad cryptocurrency custody, exchange, or virtual-asset permission beyond the disclosed product.

Crypto-native venture investor and builder whose team is primarily based in Dubai and operates Web3 space 37xDubai alongside investment, studio, and community initiatives.

Network International LLC publishes its Dubai group head office and states that the CBUAE granted it a Stored Value Facility licence supporting prepaid-card issuance and wallet provisioning. Network also provides merchant acquiring, issuer processing, and virtual business-card infrastructure. The SVF permission is not presented as a banking, crypto-custody, exchange, or virtual-asset licence.

Dubai legal entity licensed by the Central Bank of the UAE for category-two retail payment services. NymCard's nCore platform provides card issuing and processing, money movement, settlement, reconciliation, lending infrastructure, and financial-crime controls to banks and fintechs. Its website also describes stablecoin settlement and principal membership of Visa and Mastercard. This is infrastructure and a regulated general-purpose reloadable card capability, not evidence that NymCard itself offers a consumer crypto card or issues any specific exchange card.

Dubai World Trade Centre entity operating OKX services for eligible UAE residents under an active VARA VASP licence. Its current permissions cover exchange services including derivatives, broker-dealer, lending and borrowing, and management and investment services, with product-specific client conditions. OKX separately excludes its Web3 Wallet and NFT Marketplace from the local exchange terms, and virtual assets are not deposits or insured financial products.

Full-stack stablecoin neobank combining named multi-currency accounts, a self-custodial wallet, cross-border payouts, and Visa-powered spend cards for web3 users and businesses.

Pemo provides UAE businesses with spend management and physical and virtual prepaid corporate cards. Current terms identify NymCard Payment Services as the regulated issuer and Pemo as its agent and online-services provider; safeguarded card funds are held in a client pool account with Mashreq Bank. Pemo is a fintech platform, not a bank, deposit taker, direct card issuer, cryptocurrency exchange, or virtual-asset custodian.

GCGRA lists Coin Technology Projects LLC in both the internet-gaming and sports-wagering licensee categories. Its Play971 service describes online casino, live-casino, sports, racing, and esports content for eligible users aged 21 or over, with geolocation required to confirm permitted UAE access. The privacy notice publishes the exact Abu Dhabi legal entity and Yas Creative Hub office. No cryptocurrency support is claimed because the reviewed official payment and legal disclosures do not establish it.

Alternative asset manager investing from seed to growth across applied technology and digital assets, with a published presence in San Francisco, Abu Dhabi, and Sydney.

PRYPCO's Dubai platform for access to tokenised real-estate interests, licensed by VARA as a broker-dealer for Retail Investors and Qualified Investors. The licence is limited to specifically named DLD-authorised real-estate virtual assets and should not be read as blanket approval of every property, gold offer, or future listing. The platform markets entry from AED 100 and potential rental and value returns; those outcomes are not guaranteed and remain subject to property, liquidity, token, platform, and regulatory risk.

The ADGM FSRA public register lists Pyypl Ltd as an active financial firm permitted to provide payment services. Pyypl describes a non-bank prepaid account, digital wallet, and prepaid Visa card issued under its Visa principal membership. Wallet balances are safeguarded rather than bank deposits; this payment-services permission is not a virtual-asset, crypto-custody, exchange, or stablecoin licence.

UAE conventional retail bank offering eligible residents in-app access to a crypto brokerage provided by Bitpanda Broker MENA. The current product supports a stated coin set and AED funding but disables transfers to external wallets. RAKBANK facilitates access; Bitpanda owns, operates, and fulfils the brokerage service, so the bank profile does not imply that RAKBANK is the exchange, crypto custodian, or asset issuer.

Vertically integrated digital-asset investment and engineering firm with more than 100 projects and offices in Prague, Dubai, and London.

The CBUAE register lists Ruya Community Islamic Bank L.L.C. as a national Islamic specialized bank headquartered in Ajman. ruya publishes Sharia-compliant current, savings, deposit, financing, Mastercard debit, and cashback credit-card products. This fiat banking profile makes no cryptocurrency custody, exchange, stablecoin issuance, or virtual-asset claim.

Digital-asset manager founded in 2017, investing in early-stage blockchain projects through Horizon funds and a distributed European, Middle East, and North American team.

Crypto-native trading and venture-investing firm combining systematic trading, OTC liquidity, and ecosystem investing across digital assets.

Global systemically important bank with live institutional Bitcoin and Ether trading, digital-asset custody, settlement, tokenised-collateral, and stablecoin capabilities. Standard Chartered identifies Zodia Custody, Zodia Markets, and Libeara as distinct ventures or service layers in this stack. A May 2026 offer to acquire Zodia Custody's regulated custody business remains subject to regulatory approvals and closing conditions, so this profile does not present that proposed transaction as completed or merge the regional legal entities into the bank.

Regulated digital-asset banking group combining custody, trading, staking, tokenization, and investment services for professional clients.

GCGRA lists The Game LLC as the licensed operator of the UAE Lottery. The operator's current terms identify an Abu Dhabi company and principal place of business at twofour54 Yas Creative Hub, require players to be at least 18 and physically located in the UAE, and apply account, identity, and eligibility controls. The profile covers the named lottery perimeter and makes no crypto-payment, deposit-token, or casino-operator claim.

Dubai platform for issuing and brokering tokenized real-world assets. VARA lists Tokinvest DMCC with active Broker-Dealer Services and Category 1 VA Issuance permissions for retail, qualified, and institutional investors. Tokinvest describes an end-to-end marketplace spanning issuer structuring and investor access; each issued asset still carries issuer, legal-title, valuation, liquidity, smart-contract, and jurisdiction risk.

Dubai tokenised-property company now listed by VARA with an active Broker-Dealer Services licence for retail, qualified, and institutional investors. Tribe describes a marketplace for fractional economic exposure to Dubai property and names Ctrl Alt as its token-issuance partner. Its public how-it-works page still says it is working toward the licence, so the current regulator record is used for status and the stale company wording is disclosed rather than repeated as current.

Active ADGM firm authorised by the FSRA to provide custody of virtual assets and arrange deals in investments, with services restricted away from retail clients. Zodia Custody completed its acquisition of Tungsten in 2026, but the licensed legal entity and FSP remain separately visible in the regulator's register. This profile preserves that entity rather than moving its permission onto the London parent or the unrelated Zodia Markets AME dealer.

ADGM-regulated issuer of USDU, a USD-backed ERC-20 stablecoin registered with the Central Bank of the UAE as a Foreign Payment Token. Universal's FSRA permission is limited to issuing a fiat-referenced token to professional clients. USDU is positioned for eligible digital-asset and derivatives settlement, not general domestic payments in the UAE, and reserve attestations do not remove issuer, bank, redemption, smart-contract, network, or liquidity risk.

Dubai's specialist virtual-asset authority for mainland Dubai and its free zones, excluding DIFC. VARA publishes an entity-specific VASP register with licensed activities, conditions, and status; a licence must not be extrapolated to another group entity, activity, or jurisdiction.

The CBUAE register lists Wio Bank PJSC as a conventional national retail bank in Abu Dhabi. Wio describes a fully digital bank with personal and business apps, debit, credit, and virtual cards, embedded finance, and banking-as-a-service. No cryptocurrency custody, exchange, stablecoin, or virtual-asset licence is inferred from its digital-bank positioning.

GCGRA lists Island 3 AMI FZ-LLC, doing business as Wynn Al Marjan, as a licensed land-based gaming facility. Wynn describes the integrated resort as under construction on Al Marjan Island with an anticipated early-2027 opening. The directory does not present the facility as open, extend the licence to other Wynn properties, or infer cryptocurrency acceptance from the Wynn brand or casino category.

ADGM entity of institutional digital-asset firm XBTO. The FSRA public register lists active permission for defined virtual-asset arranging, advisory, matched-principal dealing, and custody activities. The permission excludes retail clients and is entity- and activity-specific; it is not a blanket approval of every XBTO product or jurisdiction.

YHEGO Virtual Assets Exchange Service L.L.C holds an active VARA licence for Exchange Services across retail, qualified, and institutional investor categories, plus Broker-Dealer Services limited to qualified and institutional investors. Its official website was inaccessible to automated verification behind Cloudflare, so this profile is deliberately limited to fields visible in the regulator record.

UAE digital bank licensed by the Central Bank of the UAE for banking and separately by VARA for virtual-asset custody. Its digital-asset custody service targets institutional and qualified investors and describes segregated wallets, reporting, hardware security modules, and transaction monitoring. Banking supervision and the VARA custody licence are distinct permissions and do not turn digital assets into insured bank deposits.

The CBUAE register lists Ziina Payments L.L.C. as a conventional national Stored Value Facility provider with Dubai as its head-office city. Ziina's current terms cover AED wallets, payment links, QR and tap-to-phone acceptance, transfers, and linked bank cards; its official FAQ describes a Visa digital stored-value card issued by Ziina Payment LLC. The SVF licence is not a bank, crypto-custody, exchange, stablecoin, or virtual-asset permission.

Active ADGM company authorised by the FSRA to deal in virtual-asset investments as matched principal. Its permission excludes retail clients and should not be generalized into custody, exchange-operation, or banking permissions. Zodia Markets identifies Abu Dhabi as one of its operating geographies and states that the custody and markets businesses remain independent even though both have Standard Chartered backing.