Universal / USDU
ADGM fiat-referenced-token issuer behind the USD-backed USDU stablecoin

ADGM-regulated issuer of USDU, a USD-backed ERC-20 stablecoin registered with the Central Bank of the UAE as a Foreign Payment Token. Universal's FSRA permission is limited to issuing a fiat-referenced token to professional clients. USDU is positioned for eligible digital-asset and derivatives settlement, not general domestic payments in the UAE, and reserve attestations do not remove issuer, bank, redemption, smart-contract, network, or liquidity risk.