Wio Bank
UAE-licensed digital retail bank with cards, embedded finance, and banking-as-a-service

The CBUAE register lists Wio Bank PJSC as a conventional national retail bank in Abu Dhabi. Wio describes a fully digital bank with personal and business apps, debit, credit, and virtual cards, embedded finance, and banking-as-a-service. No cryptocurrency custody, exchange, stablecoin, or virtual-asset licence is inferred from its digital-bank positioning.