We compare Coinbase One Card and Lava Card side by side: fees, cashback, custody, KYC and country availability, with verified data.
LC Lava Card Official siteA secured Visa credit card backed by your bitcoin - spend dollars, keep the BTC, earn BTC back. | ||
|---|---|---|
| Tier | B-Tier - Situational | A-Tier - Strong picks |
| Type | Crypto card | Crypto card |
| Network | American Express | Visa |
| Custody | Custodial | Self-custody |
| KYC | Required | Required |
| Card forms | Physical + Virtual | Virtual + Physical |
| Fund with | Fiat | Crypto, Stablecoins |
| Monthly fee | No card fee beyond the Coinbase One membership | No annual fee |
| Issuance | Included with membership | Free |
| FX | Standard Amex credit card terms apply | No foreign transaction fee; no markup on the official Visa rate |
| ATM | Credit card - not designed for ATM cash withdrawals | Credit card - designed for purchases, not cash withdrawals |
| Cashback | 2% - 4% (BTC) | 1% - 5% (BTC) |
| Regions | United States | United States, Global |
| Availability | United States only (excluding territories); requires an active Coinbase One membership. | US-first (3% BTC rewards); international users earn 1%. Bitcoin-backed borrowing available in most jurisdictions. |
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