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Crypto in Indonesia
Verify the provider and service under OJK's current supervision. Crypto assets are not legal tender in Indonesia.
Explore 3 mapped organizationsOfficial source for regulatory status: OJK and Bank Indonesia: January 2025 supervision transfer (supports: regulatory status, regulatory framework, regulatory timeline) · Bank Indonesia: virtual currency is not legal tender (supports: regulatory status, regulatory framework)
Local review · 2026-08-17
Next review: 2026-11-17
International virtual-asset standards, crypto tax reporting framework, and adoption methodology. Local rules can change; verify with the relevant authority before acting.
Tax
- Directorate General of Taxes: PMK 50/2025 crypto-asset tax regulation (supports: tax treatment, tax brackets, deductions, filing deadline)
- Directorate General of Taxes: 2025 crypto-asset tax changes (supports: tax treatment, tax brackets, deductions, filing deadline)
Regulation
- OJK and Bank Indonesia: January 2025 supervision transfer (supports: regulatory status, regulatory framework, regulatory timeline)
- Bank Indonesia: virtual currency is not legal tender (supports: regulatory status, regulatory framework)
Verify a provider
Adoption
- OJK: 21.37 million digital-financial-asset consumer accounts, including crypto, March 2026 (supports: users or investors)
A register helps verify the named entity and stated activity. It does not validate every asset, product, or risk.
Official adoption figures are shown with their linked source.
21.37M cuentas de consumidores de activos financieros digitales, incluidos crypto (OJK, mar. 2026)Users / investors
~6.5%AdoptionEstimate
$3B+ anualP2P Vol.Estimate
#5 GlobalRankEstimate
Source by figure: users: OJK: 21.37 million digital-financial-asset consumer accounts, including crypto, March 2026
Blue figures are older estimates without a verifiable official source: they are shown as context, not official data, and are not used to rank or score countries.
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🇮🇩Regulated
Indonesia
Asia · IDR
RegulatedRegulatory status
21.37M cuentas de consumidores de activos financieros digitales, incluidos crypto (OJK, mar. 2026)Users / investors
~6.5% (est.)Adoption
—Top Exchange
VerifyMax Tax
VerifyCrypto Spots
Highlight
In Indonesia, verify OJK and the exact service before acting; crypto is not legal tender.
Regulation Timeline
2025
On 10 January, Bappebti transfers regulation and supervision of digital financial assets, including crypto assets, to OJK; Bank Indonesia receives separate duties over certain money-market and foreign-exchange derivatives.
Official source for these events: OJK and Bank Indonesia: January 2025 supervision transfer (supports: regulatory status, regulatory framework, regulatory timeline)
Regulatory Framework
Bappebti transferred regulation and supervision of digital financial assets, including crypto assets, to OJK on 10 January 2025. The transfer to Bank Indonesia concerns certain money-market and foreign-exchange derivatives. Bank Indonesia states that virtual currencies are not a legitimate payment instrument and cannot be used for payment in Indonesia. Verify the legal name, scope, and current status with OJK before acting.
Official source for this framework: OJK and Bank Indonesia: January 2025 supervision transfer (supports: regulatory status, regulatory framework, regulatory timeline) · Bank Indonesia: virtual currency is not legal tender (supports: regulatory status, regulatory framework)
How to Buy Crypto
1
Check the linked official regulatory register or portal before choosing a provider.
2
Confirm tax treatment with the linked official guidance and a local professional where appropriate.
Crypto Taxes
Final income tax on crypto-asset sale
Deductible
PMK 50/2025 distinguishes sales through domestic platforms, foreign platforms, platform services, and mining. Consult the regulation and Tax Directorate for costs and the applicable case.
Source: Directorate General of Taxes: PMK 50/2025 crypto-asset tax regulation (supports: tax treatment, tax brackets, deductions, filing deadline) · Directorate General of Taxes: 2025 crypto-asset tax changes (supports: tax treatment, tax brackets, deductions, filing deadline)
Deadline
Verify who collects or must pay tax under PMK 50/2025 and the applicable filing requirement.
Source: Directorate General of Taxes: PMK 50/2025 crypto-asset tax regulation (supports: tax treatment, tax brackets, deductions, filing deadline) · Directorate General of Taxes: 2025 crypto-asset tax changes (supports: tax treatment, tax brackets, deductions, filing deadline)
From 1 August 2025, final income tax is 0.21% for a sale through a domestic platform and 1% for a foreign platform or self-payment. Delivery of the crypto asset is not subject to VAT; platform services and mining have separate rules.
Official tax guidance: Directorate General of Taxes: PMK 50/2025 crypto-asset tax regulation · Directorate General of Taxes: 2025 crypto-asset tax changes
Comparison: Asia
| Country | Users / investors | Adoption | P2P Vol. | Status | Exchange |
|---|---|---|---|---|---|
| 🇮🇩 IndonesiaYou | 21.37M cuentas de consumidores de activos financieros digitales, incluidos crypto (OJK, mar. 2026) | No official figure | No official figure | Regulated | — |
| 🇯🇵 Japan | No official figure | 7.3% of investors (FSA, 2025) | No official figure | Regulated | bitFlyer, Inc. |
| 🇰🇷 South Korea | 11.13M eligible-trading accounts (end-2025, KoFIU) | No official figure | No official figure | Regulated | — |
| 🇸🇬 Singapore | No official figure | No official figure | No official figure | Regulated | — |
| 🇮🇳 India | No official figure | No official figure | No official figure | Unregulated | — |
| 🇻🇳 Vietnam | No official figure | No official figure | No official figure | Regulated | — |
| 🇹🇠Thailand | No official figure | No official figure | No official figure | Regulated | — |
| 🇵🇠Philippines | No official figure | No official figure | No official figure | Regulated | — |
| 🇵🇰 Pakistan | No official figure | No official figure | No official figure | Regulated | — |
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