A-Tier - Strong picksCrypto cardVisa

Tria

Name: Tria
Brand: Tria

Self-custodial Visa neofinance app: trade, earn and spend 1,000+ assets from your own keys.

Tria is one of the fastest-growing self-custodial card programs: your assets stay in a wallet you control and the Visa card spends against them across 150+ countries, including the US - rare for a crypto card. Cashback in the TRIA token scales with one-time tier purchases rather than subscriptions. On-chain trackers show real traction (over $100M in cumulative card volume), though caps and the token-denominated rewards deserve a close read.

Go to official site View all cardsData verified: 2026-07

Max cashback

6% (TRIA token)

Monthly fee

$0 monthly; one-time tier fees instead

Custody

Self-custody

Regions

Global, Europe, United States, Latin America, Asia-Pacific

Fees

Monthly fee$0 monthly; one-time tier fees instead

IssuanceVirtual $25, Signature $109, Premium $250 - all one-time

FXAdvertised 0% FX; some independent reviews report up to 3% on certain flows - verify before heavy use

ATM$2 + 3% on ATM withdrawals

Top-ups0% deposit fees; supports 1,000+ assets from your own wallet

Cashback

1.5% - 6%Paid in TRIA token

1.5% (Virtual) to 4.5%-6% (Premium), paid in TRIA. Since mid-2026 each tier earns its headline rate only up to a monthly spend cap, then drops to 0.5%-1%.

Availability

150+ countries including the US, UK, Europe, LatAm and Asia-Pacific. Excludes Russia, China, India and sanctioned regions.

GlobalEuropeUnited StatesLatin AmericaAsia-Pacific

Pros & cons

Pros

Self-custody: your keys hold the assets
Works in the US plus 150+ countries
Supports 1,000+ cryptocurrencies
One-time tier fees instead of subscriptions

Cons

Cashback paid in the volatile TRIA token
Headline rates apply only up to monthly spend caps
Top tiers cost $109-$250 upfront
FX reports vary between sources - verify current terms

Best for

Self-custody users worldwide
US residents wanting self-custody
Multi-asset holders

Alternatives

Gnosis Pay

The self-custodial Visa: your keys, your balance, on Gnosis Chain.

Ether.fi Cash

The DeFi-native card: spend against your staked ETH without unstaking.

Plasma One

The stablecoin neobank on its own L1: free 2% cashback tier plus yield on idle dollars.

This is not financial advice. Conditions change frequently: verify fees, cashback and availability on the official site before signing up.