Issuer referenceNeobank / money appVisa

KAST

Name: KAST
Brand: KAST

A stablecoin neobank: hold digital dollars, spend them anywhere with USD cashback.

KASTVisa

KAST behaves like an international dollar account built on stablecoins. Deposits in USDT, USDC or USDe become a USD balance at 1:1 and can be spent through a Visa card where the user is eligible. Cashback is paid in dollars rather than a volatile token, which makes the rewards easy to value. It is a strong fit for stablecoin earners, freelancers and remote workers.

Go to official site View all cardsReviewed 2026-08

Rewards

1.5-3% USD

Fees

Standard free; Premium $1,000/year and Private $10,000/year

Custody

Custodial

Eligibility

Broad international availability; eligibility, card format, and local payment rails vary by residence. Confirm in the app.

Fees

Monthly feeStandard free; Premium $1,000/year and Private $10,000/year

IssuanceStandard virtual card free in most markets; physical card free plus $40 shipping

FX0.5%-1.75% depending on tier

ATM$3 + 2% plus operator fees

Top-ups0% on stablecoin deposits (USDT, USDC, USDe) converted 1:1 to USD balance

Rewards

Standard earns 1.5% on the first $2,000/month; Premium 2% up to $10,000; Private 3% up to $40,000. Caps reset monthly; paid tiers add KAST Points.

Availability

Broad international availability; eligibility, card format, and local payment rails vary by residence. Confirm in the app.

GlobalLatin AmericaAsia-Pacific

Official sources

Terms and conditions of serviceCurrent KAST Tech identity, non-bank status, wallet, conversion, card, and partner-service roles.Non-US card termsCurrent international Visa card-program roles and fee disclosure.Card country availabilityCurrent use of the live onboarding country selector rather than a static public availability list.KAST card and account feesCurrent membership prices, card issuance, FX, ATM, stablecoin deposit, cashback, and monthly cap terms.

Pros & cons

Pros

Cashback paid in USD, not a volatile token
0% fee and 1:1 rate on stablecoin deposits
Broad international availability
Free Standard tier with 1.5% cashback

Cons

Higher cashback tiers are expensive
ATM withdrawals are costly ($3 + 2%)
Premium and Private memberships are expensive
Custodial balance

Best for

Stablecoin salaries and freelancers
Digital nomads
High-inflation countries

Alternatives

RedotPay

Check official terms

Ether.fi Cash

Check official terms

Lemon Card

Check official terms

This is not financial advice. Conditions change frequently: verify fees, rewards, custody and eligibility on the official site before applying.

Pros & cons

Pros

Cashback paid in USD, not a volatile token
0% fee and 1:1 rate on stablecoin deposits
Broad international availability
Free Standard tier with 1.5% cashback

Cons

Higher cashback tiers are expensive
ATM withdrawals are costly ($3 + 2%)
Premium and Private memberships are expensive
Custodial balance