Nu Pagamentos S.A. · MASTERCARD
Available
A no-annual-fee Brazilian Mastercard from a digital bank with separate NuCripto access.
Observed 2026-10-05
Nubank's current public tariff page lists a 4% markup over the PTAX selling rate plus 3.5% IOF for international purchases on the standard credit card, R$ 6.50 for each account-debit cash withdrawal, and 9.75% monthly interest on credit-card cash advances. Ultravioleta has separate pricing and is not included in this card profile.
Nubank ↗A plan with verified numerical rules has not yet been recorded for this profile.
Each source states what it documents and when it was checked. An older reference does not confirm every current cost.
Current Brazilian consumer credit-card page: no annual fee, Mastercard Gold and Platinum versions, app-based controls, virtual payment via Apple Pay, Google Pay, or Samsung Pay, and credit approval by Nubank.
Checked 2026-10-05
NuCripto terms effective 5 March 2026 describe a separate service for buying, selling, swapping and, where available, transferring and staking virtual assets. Buys use Nubank account cash; the terms do not describe card purchases authorized directly against crypto balances.
Checked 2026-10-05
Current public schedule: R$ 0 annual fee for the standard card, R$ 0 account maintenance, R$ 6.50 per cash withdrawal with the debit card, PTAX selling rate plus 4% and 3.5% IOF for international Nubank credit-card purchases, and 9.75% monthly interest on credit-card cash advances. Ultravioleta has separate terms.
Checked 2026-10-05
Credit-card contract effective 19 August 2026: credit issuance requires a separate approval decision; international purchases use the Nubank retail-market exchange rate, foreign currencies convert first to USD and then BRL, taxes appear on the bill, and credit-card cash withdrawals are loans.
Checked 2026-10-05
