Issuer referenceNeobank / money appMastercard

Nubank Mastercard

A no-annual-fee Brazilian Mastercard from a digital bank with separate NuCripto access.

Nubank MastercardMastercard

Nubank Mastercard is the standard Brazilian credit-card line available in physical and virtual form, with app controls and mobile-wallet support. Nubank also offers NuCripto in the same broader financial platform, but the reviewed sources do not connect card authorization directly to crypto balances. It belongs in the directory as a crypto-enabled neobank card, not a direct crypto-spend product.

Go to official site View all cardsReviewed 2026-08

Rewards

No verified cashback

Fees

R$0 annual fee for the standard Nubank credit card

Custody

Custodial

Eligibility

Brazil for eligible Nubank customers. Credit limits, Gold or Platinum version, extra-card access, and other features depend on account and approval criteria in the app.

Fees

Monthly feeR$0 annual fee for the standard Nubank credit card

IssuanceNo separate standard issuance price is published on the reviewed product page; confirm replacement and exceptional-service charges in the app

FXInternational conversion, spread, tax, and network terms can change; confirm the live Nubank tariff before foreign-currency use

ATMThe reviewed card page does not publish a complete current withdrawal tariff; confirm availability and charges in the app before using cash access

Top-upsThe standard card uses approved credit or eligible fiat account functionality. NuCripto is a separate service and current materials do not document direct card authorization from crypto balances.

Rewards

Nubank has separate premium products and changing campaigns, but this base-card record does not transfer their benefits to every standard cardholder.

Availability

Brazil for eligible Nubank customers. Credit limits, Gold or Platinum version, extra-card access, and other features depend on account and approval criteria in the app.

Latin America

Official sources

Nubank cardCurrent no-annual-fee standard card, Mastercard network and tiers, physical and virtual presentation, app controls, and mobile wallets.NuCripto termsCurrent separate crypto brokerage, custody, transfer, swap, limit-order, and staking service boundary.

Pros & cons

Pros

No annual fee
Physical and virtual Mastercard
Apple Pay, Google Pay, and Samsung Pay
App-based controls
NuCripto available separately in the broader platform

Cons

Fiat-funded card, not direct crypto spending
Brazil-specific record
Credit and tier subject to approval
No fixed base-card cashback
Confirm live foreign-use and cash-access charges

Best for

Brazil residents wanting a digital bank card and separate crypto access
Nubank customers needing mobile-wallet support
Users comfortable selling crypto to fiat before card spending

Alternatives

Inter Mastercard

Check official terms

Mercado Pago Debit Mastercard

Check official terms

PagBank Debit Visa

Check official terms

Banco BISA Debit

Check official terms

This is not financial advice. Conditions change frequently: verify fees, rewards, custody and eligibility on the official site before applying.

Fees

Monthly feeR$0 annual fee for the standard Nubank credit card

IssuanceNo separate standard issuance price is published on the reviewed product page; confirm replacement and exceptional-service charges in the app

FXInternational conversion, spread, tax, and network terms can change; confirm the live Nubank tariff before foreign-currency use

ATMThe reviewed card page does not publish a complete current withdrawal tariff; confirm availability and charges in the app before using cash access

Pros & cons

Pros

No annual fee
Physical and virtual Mastercard
Apple Pay, Google Pay, and Samsung Pay
App-based controls
NuCripto available separately in the broader platform

Cons

Fiat-funded card, not direct crypto spending
Brazil-specific record
Credit and tier subject to approval
No fixed base-card cashback
Confirm live foreign-use and cash-access charges