Issuer referenceNeobank / money appMastercard

Inter Mastercard

A no-annual-fee Brazilian Mastercard from a digital bank that separately offers crypto trading.

Inter MastercardMastercard

Inter Mastercard is a Brazilian fiat debit and credit card available in virtual and physical form through Banco Inter's Super App. The same app offers crypto buying, swapping, selling, and B3 Digitas custody, but current Inter documentation does not connect card authorization directly to a crypto balance. It belongs here as a crypto-enabled neobank card, not as a direct crypto-spend card.

Go to official site View all cardsReviewed 2026-08

Rewards

No verified cashback

Fees

R$0 annual fee across the current Inter Mastercard line

Custody

Custodial

Eligibility

Brazil for eligible Banco Inter account holders. The debit function is included; credit remains subject to approval and card tier criteria.

Fees

Monthly feeR$0 annual fee across the current Inter Mastercard line

IssuanceR$0 for the standard card request; replacement and exceptional-service prices follow the live Inter tariff schedule

FXNational card abroad: Mastercard conversion plus 4.99% spread and applicable IOF under the current help page

ATMBrazil personal account: 4 free withdrawals per month, then R$6.40; One, Prime, and Win segments retain unlimited free withdrawals on accredited networks

Top-upsThe card debits BRL account balances or approved credit. Inter's crypto area is separate, and current materials do not document direct card debit from crypto balances.

Rewards

Credit purchases can earn Inter Loop points under current tier and automatic-payment conditions, but the reviewed program does not promise a fixed crypto reward rate.

Availability

Brazil for eligible Banco Inter account holders. The debit function is included; credit remains subject to approval and card tier criteria.

Latin America

Official sources

Inter cardsCurrent international Mastercard line, debit and credit flow, no-annual-fee claim, virtual card, tier criteria, and Inter Loop scope.Inter debit and credit cardCurrent Mastercard network, combined debit and credit form, credit approval, and national and international purchase scope.Inter tariffsCurrent free account and card-annuity claims plus the controlling personal-account tariff schedule.Inter withdrawal feeCurrent personal-account free-withdrawal allowance, R$6.40 excess-withdrawal charge, and premium-segment exception.Inter international card conversionCurrent Mastercard foreign-currency conversion, 4.99% spread, and applicable IOF disclosure.Inter crypto buying and sellingCurrent separate in-app crypto flow and BRL settlement of crypto sales into the Inter account.Inter crypto custodyCurrent custody of customer crypto in the customer's name by B3 Digitas.

Pros & cons

Pros

No annual fee
Virtual and physical Mastercard
Debit and credit in one card
Crypto trading in the same Super App
B3 Digitas named as crypto custodian

Cons

Fiat-funded card, not direct crypto spending
Brazil-specific product
Credit is subject to approval
International spread and IOF apply
No fixed crypto cashback rate

Best for

Brazil residents wanting banking, cards, and crypto in one app
Inter customers needing a no-annual-fee Mastercard
Users comfortable converting crypto to BRL before card spending

Alternatives

Prex Uruguay Mastercard

Check official terms

Bipa Card

Check official terms

Foxbit Card

Check official terms

Ripio Card

Check official terms

This is not financial advice. Conditions change frequently: verify fees, rewards, custody and eligibility on the official site before applying.

Issuer referenceNeobank / money appMastercard

Inter Mastercard

A no-annual-fee Brazilian Mastercard from a digital bank that separately offers crypto trading.

Inter MastercardMastercard

Go to official site View all cardsReviewed 2026-08

Rewards

No verified cashback

Fees

R$0 annual fee across the current Inter Mastercard line

Custody

Custodial

Eligibility

Brazil for eligible Banco Inter account holders. The debit function is included; credit remains subject to approval and card tier criteria.

Fees

Monthly feeR$0 annual fee across the current Inter Mastercard line

IssuanceR$0 for the standard card request; replacement and exceptional-service prices follow the live Inter tariff schedule

FXNational card abroad: Mastercard conversion plus 4.99% spread and applicable IOF under the current help page

ATMBrazil personal account: 4 free withdrawals per month, then R$6.40; One, Prime, and Win segments retain unlimited free withdrawals on accredited networks

Top-upsThe card debits BRL account balances or approved credit. Inter's crypto area is separate, and current materials do not document direct card debit from crypto balances.

Rewards

Credit purchases can earn Inter Loop points under current tier and automatic-payment conditions, but the reviewed program does not promise a fixed crypto reward rate.

Availability

Brazil for eligible Banco Inter account holders. The debit function is included; credit remains subject to approval and card tier criteria.

Latin America

Official sources

Pros & cons

Pros

No annual fee
Virtual and physical Mastercard
Debit and credit in one card
Crypto trading in the same Super App
B3 Digitas named as crypto custodian

Cons

Fiat-funded card, not direct crypto spending
Brazil-specific product
Credit is subject to approval
International spread and IOF apply
No fixed crypto cashback rate

Best for

Brazil residents wanting banking, cards, and crypto in one app
Inter customers needing a no-annual-fee Mastercard
Users comfortable converting crypto to BRL before card spending

Alternatives

Prex Uruguay Mastercard

Check official terms

Bipa Card

Check official terms

Foxbit Card

Check official terms

Ripio Card

Check official terms

This is not financial advice. Conditions change frequently: verify fees, rewards, custody and eligibility on the official site before applying.