CloudWalk Instituicao de Pagamento e Servicos Ltda. · MASTERCARD
Available
A separately reviewed virtual credit card with app-based approval and no cashback.
Observed 2026-10-05
The current InfinitePay credit-card guide lists 3.5% IOF-cambio, 0% additional spread for USD purchases, and 1% for other currencies. A general virtual-card article reports a conflicting IOF figure, so this schedule is used only for the post-paid credit profile; confirm the charge disclosed for each transaction in-app.
InfinitePay Help ↗A plan with verified numerical rules has not yet been recorded for this profile.
Each source states what it documents and when it was checked. An older reference does not confirm every current cost.
Current account page lists CPF, MEI, and CNPJ users, zero account monthly fee, and account/card products. Card access and credit approval are distinct from the payment account.
Checked 2026-10-05
Current product page: virtual Mastercard credit card, no annual fee, up to five virtual cards, international purchases, mobile-wallet payments, and account/app-based credit approval.
Checked 2026-10-05
Current Help Center guidance: credit access is account-dependent and based on app underwriting; the card has no annual fee, is virtual, and earns no cashback. Activating credit automatically cancels the user's previous prepaid virtual card, so the two modes cannot remain active together. Cash advances are not supported; monthly statements can be paid from the account balance or by Pix.
Checked 2026-10-05
Current credit-card agreement: credit approval and limits are not guaranteed; the product is virtual-only, prohibits cash withdrawals, and places interest, IOF, and other applicable charges in the account statement and operation-specific disclosures. InfinitePay's credit operations use its disclosed finance-company relationship.
Checked 2026-10-05
Current credit-card fee guide: international purchases carry 3.5% IOF-cambio; additional credit-card spread is 0% for USD and 1% for other currencies. The same guide lists different debit-mode fees; do not apply those or the credit schedule to the separate prepaid profile without its own fee terms.
Checked 2026-10-05
