Prepaid cashback is separate from the approved credit card
InfinitePay's current help pages document two virtual-card modes. The prepaid card spends the account balance and earns 1.5% only on eligible credit-at-sight purchases, capped at R$300 per rolling 30 days. Its separate post-paid credit card earns no cashback, has its own credit-specific international fees, and automatically cancels the prepaid card when activated. Prepaid-specific international charges and issuance pricing are not fully stated in the reviewed help guide.
Current account page lists CPF, MEI, and CNPJ users, zero account monthly fee, and account/card products. Card access and credit approval are distinct from the payment account.
Current June 19, 2026 prepaid-card guide: the virtual card has no annual fee, uses the available InfinitePay account balance, can be created in-app or web, and works through online purchases or mobile-wallet NFC. The guide does not state a maximum number of prepaid cards or a card-specific international FX schedule.
Current June 19, 2026 terms: 1.5% cashback applies only to eligible credit-at-sight purchases on the virtual prepaid card, capped at R$20,000 of eligible purchases in each 30-day period (maximum R$300). Cancelled or disputed purchases do not qualify; IOF and other fees are excluded from the cashback calculation.
