Coinbase / First Electronic Bank / Cardless · AMEX
Available
A US credit card that pays every reward in bitcoin.
Observed 2026-10-05
Active Coinbase One Card users earn 5% BTC on flights, hotels and car rentals booked through the mobile-app travel portal. This replaces standard tier rewards for those bookings and does not count toward the combined $10,000 monthly enhanced-tier purchase cap; canceled or refunded bookings may reverse rewards.
Coinbase Help ↗Observed 2026-10-05
Coinbase's current product page says the secured-card offer may start at $100, while its dedicated Help article sets a $200 minimum and $200-$5,000 credit limits. The USDC is held as collateral and establishes the limit; confirm the amount in the applicant's actual offer.
Coinbase Help ↗Observed 2026-10-05
There is no separate fee to hold the card beyond eligible Coinbase One membership. The first replacement is waived and later replacements can cost up to $40; cash advances cost the greater of $10 or 5%. Coinbase does not charge an ATM fee, though an ATM operator may.
Coinbase Help ↗Terms can depend on tier, subscription, eligibility and region. Check the source and your offer before relying on a benefit.
U.S. residents with an active Coinbase One Card and the latest Coinbase mobile app can book flights, hotels and car rentals in Coinbase One Card Travel. Eligible bookings earn uncapped 5% BTC instead of the standard reward tier and do not count toward or face the $10,000 monthly eligible-purchase cap. Rewards remain pending until the transaction settles; a cancellation or refund can trigger a reward adjustment. The Coinbase One Card is the portal's only accepted payment method.
The U.S.-issued card guide lists common-carrier trip cancellation/interruption cover up to $1,500 for specified covered causes when the fare is charged to the card, checked/carry-on baggage cover up to $1,000, and excess rental-car loss/damage cover up to $50,000 per rental for at most 31 days. Rental-car cover requires the full rental fee on the card and declining the agency's damage cover. Coverage is subject to eligibility, covered causes, exclusions, state terms and other-insurance limits; review the guide before relying on it.
A plan with verified numerical rules has not yet been recorded for this profile.
Each source states what it documents and when it was checked. An older reference does not confirm every current cost.
Current U.S. Amex credit-card page names First Electronic Bank as issuer and Coinbase/Cardless as programme providers. An active paid Coinbase One membership is required; the Basic annual plan starts at $49.99/year. Marketing says no added annual or foreign-transaction fee, up to 4% BTC rewards, and a USDC secured offer may be available after a declined application; its page says deposits start at $100, which conflicts with the dedicated Help article's $200 minimum.
Checked 2026-10-05
Current posted terms define 2%, 2.5%, 3% and 4% BTC reward tiers at Coinbase-asset balances below $10,000, $10,000-$49,999.99, $50,000-$199,999.99 and $200,000 or more. Enhanced tiers apply to a combined first $10,000 of eligible purchases each month, then 2%; after the first 60 days the asset balance is calculated from the prior 30-day average. Exclusions and issuer approval apply.
Checked 2026-10-05
U.S. residents with an active Coinbase One Card and the latest Coinbase mobile app can book flights, hotels and car rentals in Coinbase One Card Travel; the card is the portal's only accepted payment method. Bookings earn uncapped 5% BTC instead of standard reward tiers, do not count toward or face the $10,000 monthly eligible-purchase cap, remain pending until transaction settlement and can receive a reward adjustment after cancellation or refund.
Checked 2026-10-07
The current guide describes common-carrier trip cancellation/interruption coverage up to $1,500 for listed covered causes when the fare is charged to the card; checked/carry-on baggage coverage up to $1,000; and excess rental-car loss/damage reimbursement up to $50,000 per rental for up to 31 days when the entire rental fee is charged to the card and agency damage coverage is declined. Eligibility, covered causes, exclusions, state terms and other-insurance limits apply; the guide says benefits apply only to cards issued by U.S. financial institutions.
Checked 2026-10-07
No separate fee to hold the card beyond eligible Coinbase One membership. Coinbase lists a cash-advance fee of the greater of $10 or 5%, late and returned-payment fees up to $41, the first replacement waived and later replacements up to $40 each, and no Coinbase ATM fee (ATM operators may charge).
Checked 2026-10-05
Eligibility is limited to U.S. residents outside U.S. territories, age 18 or older, with an eligible paid Coinbase One plan from $49.99/year and approval. Checking an offer does not affect the credit score; accepting triggers a hard inquiry. A secured USDC alternative may be offered; virtual and physical card details and Apple/Google Pay are supported.
Checked 2026-10-05
Section 9 says the Coinbase One Card may not be available in all states and eligibility can change; it does not identify affected states. Keep state-level availability unverified and check the live application.
Checked 2026-10-07
The dedicated secured-card guide says Coinbase holds USDC on platform as collateral and uses it to set a $200-$5,000 credit limit; it earns the standard USDC rewards rate, and collateral is applied to outstanding balances at closure/default with any remainder returned. The current marketing page instead says a secured offer may start at $100, so confirm the amount in the actual offer.
Checked 2026-10-05
