Current rewards include a capped 4% transit category
Gemini's current product page and reward guide list 4% on qualifying gas-at-the-pump, EV charging, public transit, taxi, and rideshare purchases up to $300 per month in combined category spend, then 1%; dining earns 3%, groceries 2%, and other qualifying purchases 1%. Merchant-category coding controls eligibility, and pre-authorized transactions may be rewarded after they clear. Limited merchant offers have their own active dates and limits.
Current Mastercard World Elite credit product, WebBank issuer, 4% monthly category cap, 3% dining, 2% grocery and 1% other rates, reward asset choices, no annual or foreign transaction fee, and limited-time merchant offers.
Rewards terms dated March 4, 2026: consumer and business cards issued by WebBank, Gemini rewards custody, instant and post-clear reward timing, and separate cardholder terms.
Current everyday reward rates include 4% on gas, EV charging, transit, taxis, and rideshare up to $300 monthly in combined spend, then 1%; 3% dining, 2% groceries, and 1% other qualifying purchases. Merchant-category coding and reward clearing rules apply.
