A-Tier - Strong picksCrypto cardVisa

Crypto.com Visa

Name: Crypto.com Visa
Brand: Crypto.com

The veteran tiered Visa: rewards scale with the CRO you lock.

Crypto.com's Visa is the longest-running major crypto card program, with metal cards and perks that scale across tiers unlocked by locking CRO for 12 months or paying a subscription. Rewards were repeatedly reduced from their 2021 peak, so the value case now depends on how much CRO exposure you are comfortable holding, but availability - including the US - remains among the best.

Go to official site View all cardsData verified: 2026-07

Max cashback

5% (CRO)

Monthly fee

$0 monthly fee (tiers unlocked by locking CRO or paying a subscription)

Custody

Custodial

Regions

Global, United States, Europe, Asia-Pacific, Latin America

Fees

Monthly fee$0 monthly fee (tiers unlocked by locking CRO or paying a subscription)

IssuanceCards issued free at each tier

FXSmall FX markup outside your card currency; free allowances by tier

ATMFree ATM allowance by tier (e.g. up to ~$1,000/month on higher tiers), then a fee

Cashback

0% - 5%Paid in CRO

0% on the free tier; ~1% at $400 locked, ~2% at $4,000, ~3% at $40,000 and 5% on Obsidian. Perks like Spotify/Netflix rebates at mid tiers. Rewards were cut from earlier 8% highs.

Availability

US, Canada, UK, EEA, Brazil, Singapore, Australia and more regional programs.

GlobalUnited StatesEuropeAsia-PacificLatin America

Pros & cons

Pros

Available in the US and many other regions
Metal cards with Spotify/Netflix perks at mid tiers
Established issuer with years of track record
Free base tier to try the product

Cons

Real rewards require locking significant CRO
CRO price risk on the locked stake
Rewards have been cut repeatedly over the years
0% cashback on the free tier

Best for

Crypto.com ecosystem users
US residents
Perk hunters (streaming rebates, lounges)

Alternatives

Bybit Card

Exchange-linked Mastercard with some of the strongest cashback in the market.

Coinbase One Card

A US credit card that pays every reward in bitcoin.

Wirex

A veteran multi-currency crypto card with WXT-based rewards.

This is not financial advice. Conditions change frequently: verify fees, cashback and availability on the official site before signing up.

Pros & cons

Pros

Available in the US and many other regions
Metal cards with Spotify/Netflix perks at mid tiers
Established issuer with years of track record
Free base tier to try the product

Cons

Real rewards require locking significant CRO
CRO price risk on the locked stake
Rewards have been cut repeatedly over the years
0% cashback on the free tier