Issuer referenceNeobank / money appMastercardClosing

Bitybank Mastercard

A balance-backed Brazilian crypto Mastercard in its final week of service.

Bitybank MastercardMastercard

Bitybank Mastercard lets existing Brazilian users spend from configured BRL, BTC, ETH, USDT, or USDC balances through a credit-at-sight model that requires the full purchase amount in the account. It supports physical and virtual cards, international use, and crypto cashback. This is a lifecycle record, not a recommendation: Bity announced that all card transactions and formats stop on September 1, 2026, while the underlying Bity account and crypto platform continue.

Go to official site View all cardsReviewed 2026-08

Rewards

0-10% crypto cashback on eligible purchases

Fees

No annual or monthly fee before the announced shutdown

Custody

Custodial

Eligibility

Brazil for existing cardholders only through August 31, 2026. Bity says purchases, withdrawals, physical and virtual cards, and mobile-wallet use will stop on September 1, 2026.

Fees

Monthly feeNo annual or monthly fee before the announced shutdown

IssuanceLegacy physical-card price was BRL 29.90, waived after BRL 5,000 eligible trading volume; do not apply now because the card is being discontinued

FXBity currently publishes 3.5% IOF for international card transactions; the card stops on September 1, 2026

ATMBRL 9.90 per Cirrus ATM withdrawal before shutdown

Top-upsBalance-backed spending from BRL, BTC, ETH, USDT, or USDC in the configured consumption order; sufficient value must be present in one enabled balance

Rewards

The product page advertises up to 10%, not a guaranteed base rate. Bity says eligible cashback continues only for transactions through August 31, 2026.

Availability

Brazil for existing cardholders only through August 31, 2026. Bity says purchases, withdrawals, physical and virtual cards, and mobile-wallet use will stop on September 1, 2026.

Latin America

Official sources

Bitybank card discontinuationExact August 31 last-use date, September 1 shutdown, affected card formats and transactions, balance continuity, and optional Kast transition.Bitybank card guideCurrent balance-backed credit-at-sight model, BRL, BTC, ETH, USDT and USDC spending balances, no annual fee, limits, forms, and international use before shutdown.Bitybank card feesCurrent no-monthly-fee claim, 3.5% international IOF, and BRL 9.90 Cirrus ATM fee before shutdown.Bitybank crypto cardMastercard branding, physical-card presentation, and conditional up-to-10% crypto cashback claim, superseded for lifecycle status by the shutdown notice.Bity platform termsCurrent legal provider, account and crypto-service structure, contractual balance and custody language, and no-FGC boundary.

Pros & cons

Pros

Direct choice among BRL, BTC, ETH, USDT, and USDC balances
Physical and virtual Mastercard
No annual fee
Published ATM and international tax schedule
Crypto cashback through the final operating date

Cons

All card use stops September 1, 2026
Not suitable for new applications or recurring payments
Custodial account and KYC required
Up-to-10% cashback is conditional, not a base rate
Bity balances are not FGC-protected bank deposits

Best for

Existing holders planning the shutdown transition
Researchers comparing direct-crypto card designs
Bity users evaluating the separately operated Kast alternative

Alternatives

KAST

Check official terms

Bipa Card

Check official terms

Foxbit Card

Check official terms

Inter Mastercard

Check official terms

This is not financial advice. Conditions change frequently: verify fees, rewards, custody and eligibility on the official site before applying.

Issuer referenceNeobank / money appMastercardClosing

Bitybank Mastercard

A balance-backed Brazilian crypto Mastercard in its final week of service.

Bitybank MastercardMastercard

Go to official site View all cardsReviewed 2026-08

Rewards

0-10% crypto cashback on eligible purchases

Fees

No annual or monthly fee before the announced shutdown

Custody

Custodial

Eligibility

Brazil for existing cardholders only through August 31, 2026. Bity says purchases, withdrawals, physical and virtual cards, and mobile-wallet use will stop on September 1, 2026.

Fees

Monthly feeNo annual or monthly fee before the announced shutdown

IssuanceLegacy physical-card price was BRL 29.90, waived after BRL 5,000 eligible trading volume; do not apply now because the card is being discontinued

FXBity currently publishes 3.5% IOF for international card transactions; the card stops on September 1, 2026

ATMBRL 9.90 per Cirrus ATM withdrawal before shutdown

Top-upsBalance-backed spending from BRL, BTC, ETH, USDT, or USDC in the configured consumption order; sufficient value must be present in one enabled balance

Rewards

The product page advertises up to 10%, not a guaranteed base rate. Bity says eligible cashback continues only for transactions through August 31, 2026.

Availability

Brazil for existing cardholders only through August 31, 2026. Bity says purchases, withdrawals, physical and virtual cards, and mobile-wallet use will stop on September 1, 2026.

Latin America

Official sources

Pros & cons

Pros

Direct choice among BRL, BTC, ETH, USDT, and USDC balances
Physical and virtual Mastercard
No annual fee
Published ATM and international tax schedule
Crypto cashback through the final operating date

Cons

All card use stops September 1, 2026
Not suitable for new applications or recurring payments
Custodial account and KYC required
Up-to-10% cashback is conditional, not a base rate
Bity balances are not FGC-protected bank deposits

Best for

Existing holders planning the shutdown transition
Researchers comparing direct-crypto card designs
Bity users evaluating the separately operated Kast alternative

Alternatives

KAST

Check official terms

Bipa Card

Check official terms

Foxbit Card

Check official terms

Inter Mastercard

Check official terms

This is not financial advice. Conditions change frequently: verify fees, rewards, custody and eligibility on the official site before applying.