Issuer referenceNeobank / money appMastercard

Bipa Card

A Brazilian Mastercard with prepaid spending and credit backed by Bitcoin, USDT, or reais.

Bipa CardMastercard

Bipa Card combines a prepaid mode with a collateralized-credit mode inside Bipa's Brazilian Bitcoin and USDT app. Current product materials document Mastercard, Apple Pay and Google Pay support, multiple virtual cards, and Satsback, but the published reward descriptions differ; verify the live program before choosing it for cashback.

Go to official site View all cardsReviewed 2026-08

Rewards

0-2% BTC (Satsback)

Fees

No monthly fee advertised

Custody

Custodial

Eligibility

Brazil. Eligibility, limits, and collateral options are confirmed during Bipa onboarding.

Fees

Monthly feeNo monthly fee advertised

IssuanceConfirm current physical-card issuance and delivery terms in the app

FXCard and network conversion terms are shown in-app; verify before international use

ATMConfirm current ATM availability and fees in the app

Top-upsPrepaid spending from balances or credit backed by eligible Bitcoin, USDT, or BRL collateral

Rewards

The current landing page advertises up to 2% Satsback, while Bipa's May 2026 guide describes 0.5% base and 1% Turbo rates. Confirm the live tier, cap, and eligible purchases in the app.

Availability

Brazil. Eligibility, limits, and collateral options are confirmed during Bipa onboarding.

Latin America

Official sources

Bipa Bitcoin cardCurrent collateralized-credit and prepaid modes, Mastercard, mobile wallets, virtual cards, no-monthly-fee claim, and advertised rewards ceiling.Bipa card cashback guideMay 2026 Mastercard, annual-fee, mobile-wallet, and base and Turbo Satsback descriptions.Buying Bitcoin with Bipa creditCurrent collateral options and published Bitcoin, USDT, and real collateral ratios.

Pros & cons

Pros

Prepaid and collateralized-credit modes
Bitcoin, USDT, and BRL collateral options
Apple Pay and Google Pay support
Up to six virtual cards advertised

Cons

Brazil-only onboarding
Custodial app and identity verification required
Published cashback descriptions currently differ
Collateralized credit adds liquidation and borrowing risk

Best for

Brazilian Bitcoin users
Pix and card spending from one app
Users comparing prepaid and collateralized credit

Alternatives

Foxbit Card

Check official terms

Bybit Card

Check official terms

Gnosis Pay

Check official terms

This is not financial advice. Conditions change frequently: verify fees, rewards, custody and eligibility on the official site before applying.

Fees

Monthly feeNo monthly fee advertised

IssuanceConfirm current physical-card issuance and delivery terms in the app

FXCard and network conversion terms are shown in-app; verify before international use

ATMConfirm current ATM availability and fees in the app

Top-upsPrepaid spending from balances or credit backed by eligible Bitcoin, USDT, or BRL collateral

Pros & cons

Pros

Prepaid and collateralized-credit modes
Bitcoin, USDT, and BRL collateral options
Apple Pay and Google Pay support
Up to six virtual cards advertised

Cons

Brazil-only onboarding
Custodial app and identity verification required
Published cashback descriptions currently differ
Collateralized credit adds liquidation and borrowing risk