Zero Instituicao de Pagamento S.A. · VISA

Z.ro Bank Visa Debit

Name: Z.ro Bank Visa Debit
Brand: Zero Instituicao de Pagamento S.A.

Discontinued

Archived Brazilian prepaid Visa; Z.ro says its consumer service ended in 2026.

Official website ↗Compare this card →Company and locations →

Documented changes

Observed 2026-10-06

Z.ro ended consumer services; its former Visa is discontinued

Z.ro's verified company response says the former Zro Bank ended its individual-consumer services and that Z.ro Global now operates exclusively in B2B. Its Brazil page now presents business payment and crypto-conversion infrastructure. The Google Play listing was updated June 1 but still advertises a free personal account and international Visa; that stale listing does not prove consumer issuance continues. The former Visa is therefore recorded as discontinued, and the 2022 terms are retained only as historical evidence.

Z.ro Global (verified company response) ↗

Documented terms

Plan price: Not applicable: Z.ro says its individual account and related card service ended in 2026
Issuance and shipping: The consumer card program ended; do not treat the stale June 2026 app-store description as a current application offer
Per-purchase fee: Not yet verified
FX and conversion: No current consumer-card FX applies after closure; the October 2022 terms route exchange and international remittances through partners without a current card price
Top-ups: Historical only: the October 2022 terms describe a prepaid BRL payment account. Partner crypto custody and conversion were separate services and were not documented as direct card funding
ATM: Not applicable after the consumer-card service ended; archived terms mention cash withdrawals but do not publish a current ATM fee
Rewards and limits: No active consumer-card rewards apply now that Z.ro says its individual services ended
Eligibility: The former Brazil consumer card is discontinued; Z.ro says Z.ro Global now operates exclusively in B2B
Custody: Provider holds the balance

A plan with verified numerical rules has not yet been recorded for this profile.

Sources and dates

Each source states what it documents and when it was checked. An older reference does not confirm every current cost.

Z.ro Global (verified company response): Eu tinha conta no Z.ro Bank. O que aconteceu? ↗
Verified Z.ro Global company response updated May 28, 2026: the former Zro Bank ended its individual-consumer services and related accounts; Z.ro Global now operates exclusively in B2B. This does not announce any consumer-card relaunch.
Checked 2026-10-06
Z.ro Global: Z.ro Brazil ↗
Current Brazil page is aimed at business customers and describes Pix, eFX, card-payment acceptance, crypto conversion, APIs, and payment infrastructure; it no longer presents the old consumer Visa card as a current offer.
Checked 2026-10-06
Z.ro Bank: Z.ro Bank terms of use (updated October 28, 2022) ↗
Archived 2022 consumer terms describe an account prepaid in Brazilian reais, physical or virtual Visa, and separate partner crypto custody/conversion. They are historical terms and do not establish current card availability or prices.
Checked 2026-10-06
Zro Bank on Google Play: Zro Bank: Seu Banco + Criptos ↗
The developer listing was updated June 1, 2026 and still advertises a free personal account and international Visa debit card; this conflicts with Z.ro's May 2026 company response ending consumer services, so the store description is treated as stale product copy.
Checked 2026-10-06
Visa: Crypto efforts in Latin America and the Caribbean ↗
Visa's historical regional article names Zro Bank among Brazilian crypto-linked card programs and explains the general local-fiat spending model; it is not evidence that the card remains active.
Checked 2026-10-06

Other products to research

Zero Card →Mercado Bitcoin Mastercard →Bipa Card →AstroPay Mastercard →

Guides to costs, cashback and custody →

Documented changes

Observed 2026-10-06

Z.ro ended consumer services; its former Visa is discontinued

Z.ro Global (verified company response) ↗

Documented terms

Plan price

Not applicable: Z.ro says its individual account and related card service ended in 2026

Issuance and shipping

The consumer card program ended; do not treat the stale June 2026 app-store description as a current application offer

Per-purchase fee

Not yet verified

FX and conversion

No current consumer-card FX applies after closure; the October 2022 terms route exchange and international remittances through partners without a current card price

Top-ups

Historical only: the October 2022 terms describe a prepaid BRL payment account. Partner crypto custody and conversion were separate services and were not documented as direct card funding

ATM

Not applicable after the consumer-card service ended; archived terms mention cash withdrawals but do not publish a current ATM fee

Rewards and limits

No active consumer-card rewards apply now that Z.ro says its individual services ended

Eligibility

The former Brazil consumer card is discontinued; Z.ro says Z.ro Global now operates exclusively in B2B

Custody

Provider holds the balance

Sources and dates

Each source states what it documents and when it was checked. An older reference does not confirm every current cost.

Z.ro Global (verified company response): Eu tinha conta no Z.ro Bank. O que aconteceu? ↗

Verified Z.ro Global company response updated May 28, 2026: the former Zro Bank ended its individual-consumer services and related accounts; Z.ro Global now operates exclusively in B2B. This does not announce any consumer-card relaunch.

Checked 2026-10-06

Z.ro Global: Z.ro Brazil ↗

Current Brazil page is aimed at business customers and describes Pix, eFX, card-payment acceptance, crypto conversion, APIs, and payment infrastructure; it no longer presents the old consumer Visa card as a current offer.

Checked 2026-10-06

Z.ro Bank: Z.ro Bank terms of use (updated October 28, 2022) ↗

Archived 2022 consumer terms describe an account prepaid in Brazilian reais, physical or virtual Visa, and separate partner crypto custody/conversion. They are historical terms and do not establish current card availability or prices.

Checked 2026-10-06

Zro Bank on Google Play: Zro Bank: Seu Banco + Criptos ↗

The developer listing was updated June 1, 2026 and still advertises a free personal account and international Visa debit card; this conflicts with Z.ro's May 2026 company response ending consumer services, so the store description is treated as stale product copy.

Checked 2026-10-06

Visa: Crypto efforts in Latin America and the Caribbean ↗

Visa's historical regional article names Zro Bank among Brazilian crypto-linked card programs and explains the general local-fiat spending model; it is not evidence that the card remains active.

Checked 2026-10-06