B-Tier - SituationalCrypto cardVisa / Mastercard

Wirex

Name: Wirex
Brand: Wirex

A veteran multi-currency crypto card with WXT-based rewards.

Wirex has run crypto-linked cards since 2015 and supports spending both fiat and crypto balances across many currencies. Its Cryptoback program pays up to 8% in the WXT token on paid plans. It remains a reasonable multi-currency option in the UK and EEA, though headline reward rates require paid subscriptions and are denominated in a volatile token.

Go to official site View all cardsData verified: 2026-07

Max cashback

8% (WXT)

Monthly fee

$0 monthly fee on the standard plan; paid X-tras plans raise reward rates

Custody

Custodial

Regions

Europe, Asia-Pacific

Fees

Monthly fee$0 monthly fee on the standard plan; paid X-tras plans raise reward rates

IssuanceCard issued free

FXInterbank rates with monthly fair-usage allowances, then a markup

ATMFree ATM allowance per month, then a fee

Cashback

0% - 8%Paid in WXT

Cryptoback rewards paid in WXT, up to 8% on the top paid plan; base plans earn far less. WXT is volatile and rates depend on your subscription.

Availability

UK, EEA and parts of Asia-Pacific; network (Visa or Mastercard) varies by region.

EuropeAsia-Pacific

Pros & cons

Pros

Long operating history (since 2015)
Multi-currency accounts with interbank FX allowances
Up to 8% Cryptoback on top plans
Free standard plan

Cons

Best rewards locked behind paid plans
Rewards paid in volatile WXT
Fair-usage limits on the good FX rates
Custodial

Best for

Multi-currency travelers
UK and EEA users
Mixed fiat + crypto spending

Alternatives

Crypto.com Visa

The veteran tiered Visa: rewards scale with the CRO you lock.

Revolut

The mainstream neobank with crypto built in - banking first, crypto second.

Bit2Me Card

The Spanish crypto Mastercard: SEPA, euros and support in Spanish.

This is not financial advice. Conditions change frequently: verify fees, cashback and availability on the official site before signing up.