Bit2Me / Pecunia Cards EDE, S.L.U. (Pecunpay) · MASTERCARD
Bit2Me Card
Available
A Spanish crypto Mastercard with euro-wallet spending and tiered B2M rewards.
Documented terms
- Plan price
- No monthly maintenance fee. The current fee page lists no charge after three months of inactivity; separate terms let Bit2Me cancel an inactive virtual card after three months while the physical card remains operational
- Issuance and shipping
- Virtual issuance and replacement are free. Physical issuance costs EUR 20 at Space Center levels 0-2, EUR 10 at level 3, EUR 5 at level 4, and is free at levels 5-7; shipping outside Spain adds EUR 5
- Per-purchase fee
- Linked crypto-wallet purchases and refunds cost 0.95%; linked Euro-wallet purchases and refunds cost 0%. Wallets are converted/settled in euros
- FX and conversion
- Eurozone payments: 0%; non-Euro SEPA currencies: 1.75%; other worldwide currencies: 2%. A Mastercard fee may apply outside the EEA, with no fixed rate published here
- Top-ups
- Not yet verified
- ATM
- Domestic ATM fee is EUR 0; international Eurozone withdrawals cost EUR 2.50; outside the Eurozone, EUR 0.55 + 1% (EUR 0.75 minimum), plus any ATM-owner fee. Virtual cards cannot withdraw. The table also lists EUR 300 as a free ATM volume without stating a period. Limits conflict: table says EUR 300/day, EUR 3,000/month, EUR 30,000/year (5/day, 50/month, 150/year); summary says EUR 3,000/day and EUR 15,000/month, then repeats EUR 300/day. Verify limits in-app
- Rewards and limits
- Space Center rates by level 0-7: 0%, 0.25%, 0.5%, 1%, 2%, 3%, 5%, 7%, paid in B2M. Monthly caps per user across physical and virtual cards: EUR 0/7.50/15/30/100/175/250/300. Euro-wallet payments earn 0%; financial services, casinos, lotteries and betting are excluded. Minimum purchase EUR 0.30; rewards arrive within 24 hours
- Eligibility
- Current issuer guide lists tax residents in 29 EEA countries; additional residence/account criteria can block issuance and physical cards are not available in every listed country. Worldwide Mastercard acceptance does not make issuance worldwide
- Custody
- Not yet verified
A plan with verified numerical rules has not yet been recorded for this profile.
Sources and dates
Each source states what it documents and when it was checked. An older reference does not confirm every current cost.
- Bit2Me: Bit2Me Card fees and limits ↗
Help page modified September 9, 2026: no maintenance fee; level-based physical issuance; linked Euro/crypto purchase and refund fees; non-Euro payment and international ATM fees; and current ATM and transaction limits. Its limits table and summary disagree on daily/monthly ATM ceilings; check the in-app limit.
Checked 2026-10-07
- Bit2Me: Benefits with Bit2Me Card and Space Center ↗
Help page modified April 28, 2026: 0%-7% tier rates paid in B2M, per-level monthly caps, Euro-wallet reward exclusion, financial-service/casino/lottery/betting exclusions, and cashback credited within minutes up to 24 hours.
Checked 2026-10-07
- Bit2Me: Which countries is the Bit2Me Card available in? ↗
Help page modified July 22, 2026: issuance for tax residents in 29 named EEA countries; additional criteria can prevent issuance and physical-card access varies within the EEA. Worldwide merchant acceptance is not worldwide issuance eligibility.
Checked 2026-10-07
- Bit2Me Legal: T&C Bit2Me Card ↗
Specific terms version June 2024, page modified September 25, 2025: Pecunpay is named card issuer and manager; KYC and geographic restrictions apply; virtual card may be canceled after three months without activity while the physical card remains operational. Check current Help pages for newer pricing.
Checked 2026-10-07