Issuer referenceCrypto cardVisa

Wayex Visa Card

A stablecoin-funded Visa with one USD balance and instant mobile-wallet provisioning.

Wayex Visa CardVisa

Wayex Card is a prepaid Visa issued by Lead Bank, programme-managed by Bridge, and surfaced through Wayex. Users can fund one custodial USD balance with DAI, USDC, USDT, PYUSD, or supported fiat rails, then provision the virtual card to Apple Pay or Google Pay. Wayex is the platform provider rather than a bank; wallet balances are not insured deposits, and issuer terms and in-app jurisdiction eligibility control the card relationship.

Go to official site View all cardsReviewed 2026-08

Rewards

No verified cashback

Fees

$0 monthly maintenance on the current card page

Custody

Custodial

Eligibility

Wayex publishes a Colombia-localized card page and describes a global rollout, while its terms keep the supported-jurisdiction list inside the platform. Card eligibility, physical delivery, and any country restriction must therefore be confirmed during onboarding rather than inferred from website localization.

Fees

Monthly fee$0 monthly maintenance on the current card page

Issuance$0 for virtual and physical card issuance; physical shipping is still listed as to be defined

FX0% for USD spending and 1.5% FX fee for non-USD spending

ATMWayex terms contemplate ATM transactions, but no current public ATM fee schedule was located; confirm issuer terms before withdrawal

Top-upsDAI and USDC deposits: 1:1 with no Wayex fee; USDT deposits: 0.1%. PYUSD and fiat rails are supported, but the public card table does not list every rail-specific charge

Rewards

The current official card and legal pages do not publish a permanent cashback programme.

Availability

GlobalLatin America

Official sources

Wayex Visa cardCurrent Lead Bank issuer, Bridge programme manager, Visa network, virtual and physical forms, wallet provisioning, stablecoin and fiat funding, controls, and public fee table.Wayex global termsCurrent Wayex Global S.A. identity, Panama jurisdiction, custodial wallet, issuer boundary, jurisdiction-dependent availability, ATM transaction scope, and no-bank or deposit-insurance disclosures.

Pros & cons

Pros

Free virtual issuance
No monthly maintenance
0% USD spending fee
Apple Pay and Google Pay
DAI, USDC, USDT, and PYUSD funding
Virtual and physical forms documented

Cons

KYC and custodial balance required
Country eligibility is not consolidated publicly
Physical shipping price remains undefined
1.5% non-USD FX fee
USDT deposits carry 0.1% fee
No public ATM fee schedule located

Best for

Stablecoin users who spend mostly in USD
Remote workers needing Apple Pay or Google Pay provisioning
Users comparing a multi-chain stablecoin card with local fiat rails

Alternatives

Plenti Card

Check official terms

Wenia Card

Check official terms

MeruCard

Check official terms

Littio Card

Check official terms

This is not financial advice. Conditions change frequently: verify fees, rewards, custody and eligibility on the official site before applying.

Fees

Monthly fee$0 monthly maintenance on the current card page

Issuance$0 for virtual and physical card issuance; physical shipping is still listed as to be defined

FX0% for USD spending and 1.5% FX fee for non-USD spending

ATMWayex terms contemplate ATM transactions, but no current public ATM fee schedule was located; confirm issuer terms before withdrawal

Top-upsDAI and USDC deposits: 1:1 with no Wayex fee; USDT deposits: 0.1%. PYUSD and fiat rails are supported, but the public card table does not list every rail-specific charge

Availability

GlobalLatin America

Pros & cons

Pros

Free virtual issuance
No monthly maintenance
0% USD spending fee
Apple Pay and Google Pay
DAI, USDC, USDT, and PYUSD funding
Virtual and physical forms documented

Cons

KYC and custodial balance required
Country eligibility is not consolidated publicly
Physical shipping price remains undefined
1.5% non-USD FX fee
USDT deposits carry 0.1% fee
No public ATM fee schedule located