Meru / third-party issuing partner · VISA
MeruCard
Available
A virtual or physical international Visa linked to Meru's digital-dollar account.
Documented terms
- Plan price
- $0 personal-account maintenance fee
- Issuance and shipping
- Virtual card: free. Physical card: $5 plus destination-dependent shipping
- Per-purchase fee
- Not yet verified
- FX and conversion
- USD purchases in the U.S.: 0%; USD purchases outside the U.S.: 1%; purchases in other currencies outside the U.S.: 1.2%. The card program may add a conversion charge
- Top-ups
- USDC/USDT: 1% + $1 on Stellar, Polygon, Base, Arbitrum, Solana, Optimism, and Monad; 1% + 5 USDT on Tron, 1% + 3 USDC on BSC, and 1% + 10 USDC on Ethereum. Confirm the supported asset, network, and live quote in-app before sending
- ATM
- Meru charges $0 for ATM withdrawals; the ATM operator may add its own fee
- Rewards and limits
- No standing cashback rate. Active MeruCard users can access rotating merchant discounts across five listed LATAM markets; the current page includes offers up to 33% in Bolivia and says offers may change
- Eligibility
- The app listing advertises a U.S.-issued international Visa, but Meru does not publish one consolidated card-issuance country list; confirm eligibility and delivery in the app
- Custody
- Self-custody; review permissions and settlement
A plan with verified numerical rules has not yet been recorded for this profile.
Sources and dates
Each source states what it documents and when it was checked. An older reference does not confirm every current cost.
- Meru: Tarifas y comisiones ↗
Personal fee schedule updated August 2026: card issuance, shipping, purchase and ATM charges; supported USDC/USDT deposit routes with different chain fees; exact in-app quote may change.
Checked 2026-10-05
- Meru / R3mit Solutions Inc.: Meru consumer terms ↗
Consumer terms effective October 23, 2025: R3mit relationship, non-custodial digital-asset layer, partner services, fee disclosures, and USD 30 administrative dispute charge per transaction regardless of result.
Checked 2026-10-05
- Meru: Alianzas Meru ↗
Published merchant benefits in Chile, Colombia, Mexico, Peru, and Bolivia; active MeruCard required, offers vary by merchant and may change without notice.
Checked 2026-10-05
- Meru on Google Play: Meru: Cuenta en dolares ↗
App listing updated September 7, 2026: international physical and virtual Visa is stated to be issued in the United States; listing says the app is available in Colombia but does not provide a consolidated card-issuance country list.
Checked 2026-10-05