Issuer referenceNeobank / money appVisa

Plenti Card

A Colombian multi-currency Visa connected to Plenti's USDT-backed account flow.

Plenti CardVisa

Plenti Card connects the Plenti multi-currency app to Visa spending and mobile wallets. Plenti's terms state that cash-in funds are converted to USDT, digital assets are held with third-party custodians, and Somos Plenti S.A.S. acts as a technology provider and payment aggregator rather than a bank. The public pages do not consolidate every issuer, FX, ATM, or eligibility term, so those details must be checked during onboarding.

Go to official site View all cardsReviewed 2026-08

Rewards

No verified cashback

Fees

$0 monthly maintenance advertised on the current product page

Custody

Custodial

Eligibility

Current official material targets Colombian users and documents transfers between Colombia, the United States, and Europe. Card onboarding, issuer eligibility, and supported destinations must be confirmed in the app.

Fees

Monthly fee$0 monthly maintenance advertised on the current product page

IssuanceNo separate public issuance fee located; confirm in the app before applying

FXNo complete public card FX schedule located; the app exchange rate and provider terms apply

ATMCash-withdrawal support and fees are not stated on the reviewed public card pages

Top-upsFiat cash-in is converted to USDT under Plenti's terms; card and payment-rail charges can vary by provider

Rewards

No permanent cashback rate was found in the current official product or legal pages.

Availability

Latin America

Official sources

Plenti account and cardCurrent Visa card, multi-currency account, mobile-wallet support, Colombian market, cross-border transfer scope, and advertised maintenance terms.Plenti termsCurrent legal provider, Medellin seat, KYC, technology-provider boundary, third-party custody, digital-asset operations, and USDT cash-in mechanics.

Pros & cons

Pros

Current Colombian availability
Visa merchant acceptance
Apple Pay and Google Wallet support
USDT account flow
No monthly maintenance advertised

Cons

KYC and custodial account required
No consolidated public issuance-country list
Complete FX and ATM schedule not published
Digital assets rely on third-party custodians
Not a bank deposit

Best for

Colombian users receiving and spending across borders
Users already managing USDT in Plenti
Travelers comparing mobile-wallet Visa options

Alternatives

Wenia Card

Check official terms

MeruCard

Check official terms

ARQ Card

Check official terms

Littio Card

Check official terms

This is not financial advice. Conditions change frequently: verify fees, rewards, custody and eligibility on the official site before applying.

Fees

Monthly fee$0 monthly maintenance advertised on the current product page

IssuanceNo separate public issuance fee located; confirm in the app before applying

FXNo complete public card FX schedule located; the app exchange rate and provider terms apply

ATMCash-withdrawal support and fees are not stated on the reviewed public card pages

Top-upsFiat cash-in is converted to USDT under Plenti's terms; card and payment-rail charges can vary by provider

Pros & cons

Pros

Current Colombian availability
Visa merchant acceptance
Apple Pay and Google Wallet support
USDT account flow
No monthly maintenance advertised

Cons

KYC and custodial account required
No consolidated public issuance-country list
Complete FX and ATM schedule not published
Digital assets rely on third-party custodians
Not a bank deposit