Issuer referenceCrypto cardVisa

Tuyo Card

Name: Tuyo Card
Brand: Tuyo

A self-custodial virtual Visa that spends Base USDC without prefunding a custodial card balance.

Tuyo CardVisaSELF-CUSTODY

Tuyo Card is a virtual Visa connected to a self-custodial wallet. Funds remain under the user's control until spending, the card draws from Base USDC, and Apple Pay and Google Pay are supported. Tuyo names Rain as its card-issuance-services partner and says licensed partner institutions issue the cards; exact issuer and country eligibility must be confirmed during onboarding.

Go to official site View all cardsReviewed 2026-08

Rewards

No verified cashback

Fees

$0 monthly or annual fee

Custody

Self-custody

Eligibility

Tuyo advertises worldwide Visa spending and excludes the United Kingdom, but does not publish a complete issuance-country list; confirm card eligibility in the app.

Fees

Monthly fee$0 monthly or annual fee

Issuance$0 virtual-card issuance fee

FX0% for USD transactions; up to about 1% FX spread in other currencies

ATMATM withdrawals and PINs are not currently supported

Top-upsSpends USDC on Base; supported assets on Ethereum, Base, Arbitrum, Optimism, and Polygon can be converted inside Tuyo

Rewards

Tuyo's separate Buy Now, Pay Maybe program may cover selected purchases, but the operator does not publish it as a guaranteed percentage reward.

Availability

Tuyo advertises worldwide Visa spending and excludes the United Kingdom, but does not publish a complete issuance-country list; confirm card eligibility in the app.

GlobalLatin AmericaEuropeUnited States

Official sources

Tuyo CardCurrent virtual-card format, USDC funding, self-custody model, fees, limits, mobile-wallet support, ATM restriction, KYC, and partner-issued structure.Tuyo product and legal disclosuresCurrent Visa branding, worldwide spending claim, network support, Rain partnership, licensed-issuer boundary, UK exclusion, and self-custody disclosures.

Pros & cons

Pros

Self-custodial wallet model
$0 issuance and recurring fees
0% fee on USD transactions
Apple Pay and Google Pay support

Cons

Virtual only; physical card is still upcoming
No ATM withdrawals or PIN
Complete issuance-country list is not public
Card KYC and partner eligibility still apply

Best for

Self-custody users spending Base USDC
Mobile-wallet purchases
Users prioritizing transparent card fees

Alternatives

Gnosis Pay

Check official terms

Ether.fi Cash

Check official terms

KAST

Check official terms

This is not financial advice. Conditions change frequently: verify fees, rewards, custody and eligibility on the official site before applying.

Fees

Monthly fee$0 monthly or annual fee

Issuance$0 virtual-card issuance fee

FX0% for USD transactions; up to about 1% FX spread in other currencies

ATMATM withdrawals and PINs are not currently supported

Top-upsSpends USDC on Base; supported assets on Ethereum, Base, Arbitrum, Optimism, and Polygon can be converted inside Tuyo