- Plan price
- The Singapore fee schedule lists S$0 monthly, annual, and inactivity fees
- Issuance and shipping
- Virtual-card issuance is S$0; OKX's current Singapore product is virtual only
- Per-purchase fee
- The reviewed Singapore schedule lists FX and conversion charges but does not identify a separate card-purchase fee; this does not rule out merchant or network charges
- FX and conversion
- Domestic purchases settle in SGD and international purchases in USD. OKX lists 0% FX fee above Visa rates; USDG/USDC-to-USD conversion is 0%, USDT-to-USD is 0.10%, and USDG/USDT/USDC-to-SGD is 0.10%
- Top-ups
- The custodial Pay Wallet holds the DPTs backing this prepaid card; it is not a bank or deposit account and is not covered by Singapore deposit-guarantee schemes. Published USD and SGD conversion spreads are listed in the fee schedule
- ATM
- No cash-withdrawal function is documented for the virtual-only Singapore card. ATM and quasi-cash transactions are excluded from rewards
- Rewards and limits
- Only qualifying retail purchases funded by USDG earn rewards. VIP rates and monthly caps follow the current in-app schedule; eligibility may require Accredited Investor verification and opt-in. ATM and quasi-cash are excluded, and rewards have no cash value
- Eligibility
- Singapore terms cover users onboarded through OKX SG or otherwise within the local program. An active OKX account and Pay Wallet, identity and compliance checks, issuer approval, and current in-app availability apply; rewards may require opt-in and Accredited Investor verification
- Custody
- Provider holds the balance
