Nexo · MASTERCARD

Nexo Card

Name: Nexo Card
Brand: Nexo

Available

The dual-mode card: spend borrowed funds against your crypto, or your own balance.

Official website ↗Compare this card →Company and locations →

Documented changes

Observed 2026-10-08 · Effective 2026-10-08

Argentina double-cashback offer ends October 8

Nexo's Argentina page advertises double cashback through October 8, 2026: up to 4% in Credit Mode and 2% in Debit Mode, subject to loyalty tier and a USD 100 monthly cap. Its standard top-tier rates are 2%/1% in NEXO or 0.67%/0.33% in BTC. New cardholders separately receive a one-time 10% first-purchase reward up to USD 5 and may earn USD 50 per month for three months after USD 500 across at least 10 purchases.

Nexo ↗

Documented terms

Plan price: No monthly, annual or inactivity card fee in the published European and Argentina programs; collateral borrowing costs are separate
Issuance and shipping: Virtual card activation starts at USD 50. The European physical card requires a balance above USD 5,000 and Gold tier with free shipping; Argentina physical-card requirements are not published
Per-purchase fee: Debit Mode spends selected supported crypto, stablecoin or FiatX assets and Nexo converts them at purchase. Credit Mode borrows against crypto collateral without selling it. Argentina advertises local ARS spending without currency conversion and USD settlement; fees and settlement terms vary by program
FX and conversion: Argentina: local ARS spending has no currency conversion and USD purchases settle in USD; fees for other currencies are not published for that program. Published EEA/UK/CH rates are 0.2% weekdays and 0.7% weekends; ROW rates are 2% and 2.5%
Top-ups: No separate card-wallet top-up is documented. Hold eligible assets in Nexo and set their Debit Mode spending priority; Credit Mode draws a flexible credit line secured by crypto. Borrowing starts at 1.9% per year and depends on the account and program; confirm eligible assets and the current rate in-app
ATM: Argentina: up to USD 1,000 in monthly fee-free withdrawals. European no-fee limits depend on loyalty tier, from EUR 200/GBP 180 to EUR 2,000/GBP 1,800; withdrawals above the limit cost 2%, minimum EUR/GBP 1.99
Rewards and limits: EEA Credit Mode: 0.5%-2% in NEXO or 0.1%-0.5% in BTC, only above USD 5,000 balance. Argentina standard top tier: up to 2%/1% in NEXO for Credit/Debit Mode or 0.67%/0.33% in BTC; caps vary by loyalty tier
Eligibility: Selected European citizens or residents, including EEA and UK, need supported identity verification. Nexo's July 2026 launch says eligible clients resident in Argentina can apply. Exact country, issuer and account requirements depend on the regional program; confirm in-app
Custody: This is a custodial Nexo account. Debit Mode spends selected assets held in the account; Credit Mode uses assets as collateral while the purchase draws borrowing. Nexo markets institutional-grade custody, but the reviewed card pages do not specify how account assets or collateral are segregated or protected

A plan with verified numerical rules has not yet been recorded for this profile.

Sources and dates

Each source states what it documents and when it was checked. An older reference does not confirm every current cost.

Nexo: Card modes, fees and rewards ↗
Current global card page: Debit Mode spends selected supported crypto, stablecoin or FiatX assets and converts them at purchase; Credit Mode borrows against crypto without selling it. Selected European residents, including EEA/UK, need supported identity verification. Virtual activation starts at USD 50; European physical card requires balance above USD 5,000 plus Gold tier and has free shipping. EEA Credit Mode cashback above USD 5,000 is 0.5%-2% in NEXO or 0.1%-0.5% in BTC by loyalty tier. Monthly fee-free ATM limits range from EUR 200/GBP 180 to EUR 2,000/GBP 1,800, then 2% with EUR/GBP 1.99 minimum; FX rates are 0.2% weekdays and 0.7% weekends for EEA/UK/CH, 2% weekdays and 2.5% weekends for ROW. No monthly, annual or inactivity card fee; the page markets institutional-grade custody and names DiPocket UAB as issuer. Argentina has a separate program; confirm local terms in-app.
Checked 2026-10-08
Nexo: About Nexo ↗
Current platform identity and 2026 statement that the Argentina card builds on the Buenos Aires Latin American hub.
Checked 2026-10-05
Nexo: Nexo Card Argentina ↗
Argentina program: local ARS spending without currency conversion; USD purchases settle directly in USD; no monthly, annual, or inactivity card fee; virtual activation from USD 50; up to USD 1,000 monthly ATM withdrawals; loyalty-based cashback in Credit and Debit Mode. The page also shows a separate first-three-month welcome campaign and temporary double-cashback promotion through 8 October 2026; neither is a standing reward rate.
Checked 2026-10-08
Nexo: Nexo Argentina Expands with the Launch of the Nexo Card ↗
July 2026 Argentina launch: dual spending modes, up-to-USD-450 three-month welcome offer, fee-free ATM withdrawals up to USD 1,000 and fee-free foreign-currency spending up to USD 2,000 monthly.
Checked 2026-10-08

Other products to research

Gnosis Pay →Crypto.com Visa →Ether.fi Cash →

Guides to costs, cashback and custody →

Documented changes

Observed 2026-10-08 · Effective 2026-10-08

Argentina double-cashback offer ends October 8

Nexo ↗

Documented terms

Plan price

No monthly, annual or inactivity card fee in the published European and Argentina programs; collateral borrowing costs are separate

Issuance and shipping

Virtual card activation starts at USD 50. The European physical card requires a balance above USD 5,000 and Gold tier with free shipping; Argentina physical-card requirements are not published

Per-purchase fee

Debit Mode spends selected supported crypto, stablecoin or FiatX assets and Nexo converts them at purchase. Credit Mode borrows against crypto collateral without selling it. Argentina advertises local ARS spending without currency conversion and USD settlement; fees and settlement terms vary by program

FX and conversion

Argentina: local ARS spending has no currency conversion and USD purchases settle in USD; fees for other currencies are not published for that program. Published EEA/UK/CH rates are 0.2% weekdays and 0.7% weekends; ROW rates are 2% and 2.5%

Top-ups

No separate card-wallet top-up is documented. Hold eligible assets in Nexo and set their Debit Mode spending priority; Credit Mode draws a flexible credit line secured by crypto. Borrowing starts at 1.9% per year and depends on the account and program; confirm eligible assets and the current rate in-app

ATM

Argentina: up to USD 1,000 in monthly fee-free withdrawals. European no-fee limits depend on loyalty tier, from EUR 200/GBP 180 to EUR 2,000/GBP 1,800; withdrawals above the limit cost 2%, minimum EUR/GBP 1.99

Rewards and limits

EEA Credit Mode: 0.5%-2% in NEXO or 0.1%-0.5% in BTC, only above USD 5,000 balance. Argentina standard top tier: up to 2%/1% in NEXO for Credit/Debit Mode or 0.67%/0.33% in BTC; caps vary by loyalty tier

Eligibility

Selected European citizens or residents, including EEA and UK, need supported identity verification. Nexo's July 2026 launch says eligible clients resident in Argentina can apply. Exact country, issuer and account requirements depend on the regional program; confirm in-app

Custody

This is a custodial Nexo account. Debit Mode spends selected assets held in the account; Credit Mode uses assets as collateral while the purchase draws borrowing. Nexo markets institutional-grade custody, but the reviewed card pages do not specify how account assets or collateral are segregated or protected

Sources and dates

Each source states what it documents and when it was checked. An older reference does not confirm every current cost.

Nexo: Card modes, fees and rewards ↗

Current global card page: Debit Mode spends selected supported crypto, stablecoin or FiatX assets and converts them at purchase; Credit Mode borrows against crypto without selling it. Selected European residents, including EEA/UK, need supported identity verification. Virtual activation starts at USD 50; European physical card requires balance above USD 5,000 plus Gold tier and has free shipping. EEA Credit Mode cashback above USD 5,000 is 0.5%-2% in NEXO or 0.1%-0.5% in BTC by loyalty tier. Monthly fee-free ATM limits range from EUR 200/GBP 180 to EUR 2,000/GBP 1,800, then 2% with EUR/GBP 1.99 minimum; FX rates are 0.2% weekdays and 0.7% weekends for EEA/UK/CH, 2% weekdays and 2.5% weekends for ROW. No monthly, annual or inactivity card fee; the page markets institutional-grade custody and names DiPocket UAB as issuer. Argentina has a separate program; confirm local terms in-app.

Checked 2026-10-08

Nexo: About Nexo ↗

Current platform identity and 2026 statement that the Argentina card builds on the Buenos Aires Latin American hub.

Checked 2026-10-05

Nexo: Nexo Card Argentina ↗

Argentina program: local ARS spending without currency conversion; USD purchases settle directly in USD; no monthly, annual, or inactivity card fee; virtual activation from USD 50; up to USD 1,000 monthly ATM withdrawals; loyalty-based cashback in Credit and Debit Mode. The page also shows a separate first-three-month welcome campaign and temporary double-cashback promotion through 8 October 2026; neither is a standing reward rate.

Checked 2026-10-08

Nexo: Nexo Argentina Expands with the Launch of the Nexo Card ↗

July 2026 Argentina launch: dual spending modes, up-to-USD-450 three-month welcome offer, fee-free ATM withdrawals up to USD 1,000 and fee-free foreign-currency spending up to USD 2,000 monthly.

Checked 2026-10-08