Nequi S.A. Compania de Financiamiento · VISA
Available
A Colombian Visa debit card with separate Wenia-powered USDW access inside Nequi.
Observed 2026-10-06 · Effective 2026-09-01
The current Nequi card terms took effect September 1, 2026 and identify Nequi S.A. Compania de Financiamiento as issuer. The legal-entity transition is reflected in the active card terms, not pending account onboarding.
Nequi ↗Observed 2026-10-06 · Effective 2026-09-01
Nequi's July 31 announcement says direct operation as Nequi S.A. Compania de Financiamiento began September 1, 2026. The notice says customer experience and support channels remain the same and identifies the entity as supervised by Colombia's SFC, with FOGAFIN deposit-insurance coverage for user deposits.
Nequi ↗Observed 2026-10-06
The current card page lists no maintenance fee, a free digital card, and a one-time COP 23,200 charge for the physical-plus-digital bundle. It presents brand discounts and promotions without a fixed universal cashback rate.
Nequi ↗Observed 2026-10-06
Nequi's current terms convert USD transactions at Visa's rate on the processing date, which may differ from the purchase date. Transactions in other currencies may also incur a Visa or Nequi conversion charge; check the rate and fee published for the current channel.
Nequi ↗Observed 2026-10-06
Nequi says Wenia creates and offers USDW, safeguards the asset and holds the Bermuda Class F licence; Nequi only provides access through its app. The page says USDW is not a currency and has no government backing or deposit insurance, and does not document it as direct Visa-card funding.
Nequi / Wenia ↗Observed 2026-10-06
Nequi's cash-out guide sends users to an app-generated, single-use code for Bancolombia ATM and correspondent channels. The code expires after 30 minutes; this account-withdrawal flow does not establish a Visa-card ATM charge or limit.
Nequi ↗Observed 2026-10-06
Nequi's current help article suggests 10 ATM cash-outs per month, COP 10,000 minimum and COP 2,700,000 daily maximum. Users can adjust limits in-app up to 20 withdrawals per month; these figures apply to Nequi account cash-out, not a published Visa-card withdrawal schedule.
Nequi Help Center ↗A plan with verified numerical rules has not yet been recorded for this profile.
Each source states what it documents and when it was checked. An older reference does not confirm every current cost.
Current Nequi card page describes a Colombian Visa debit card with no maintenance fee; the digital card is free, while the physical-plus-digital combination costs COP 23,200 once. It documents Google Pay with Android NFC, Click to Pay, a digital-first issuance flow, and promotion discounts rather than a fixed cashback rate.
Checked 2026-10-06
Current card terms effective September 1, 2026 identify Nequi S.A. Compania de Financiamiento as issuer. The digital Visa is the default and a physical card may be requested; purchases debit a Nequi low-amount deposit or savings account. Foreign-currency processing uses Visa's rate on processing date for USD transactions and may include a Visa or Nequi conversion charge for transactions in currencies other than USD; current charges are published on Nequi's site or app.
Checked 2026-10-06
Nequi's July 31, 2026 notice says direct operation as Nequi S.A. Compania de Financiamiento begins September 1, 2026; the user experience and service channels remain the same. It identifies the new entity as supervised by Colombia's SFC and says user deposits have FOGAFIN deposit-insurance coverage.
Checked 2026-10-06
Nequi's current USDW page says Wenia creates and offers the digital dollar and operates under a Bermuda Monetary Authority Class F licence; Nequi only enables access through its app, while Wenia safeguards the asset. USDW is a digital asset, not a currency, and is not government-backed or covered by deposit insurance. The page does not describe USDW as direct funding for the Nequi Visa card.
Checked 2026-10-06
Nequi's current cash-out guide describes a separate app-generated withdrawal code for cash withdrawals from the Nequi balance at Bancolombia ATMs and correspondent locations. The code is channel-specific and valid for 30 minutes; the guide says Bancolombia ATM cash-out does not require a card. This is an account cash-out flow, not evidence of a Visa-card ATM fee.
Checked 2026-10-06
Current help guidance lists suggested limits for Nequi app-code cash-outs at Bancolombia ATMs: 10 withdrawals per month, COP 10,000 minimum per withdrawal and COP 2,700,000 maximum per day. Users can change their limits in the app, up to 20 withdrawals per month; these are account cash-out limits, not published Visa-card ATM limits.
Checked 2026-10-06
