US virtual / local stablecoin USD
Existing US cardholder spending a USD stablecoin; no yield tokens
Rewards minus modeled costs / year
$120.00
Rewards: $120.00 · Costs: $0.00
Effective return: 1%
Residence eligibility still needs confirmation.
- Annual fee
- $0.00
- Reward asset
- mUSD
Bands, conditions and sources
- 1% · above $0.00 / eligible month
Earn 1% mUSD on eligible Virtual transactions. The help guide says rewards can be claimed from the card dashboard or Money Account; it does not publish a fixed credit schedule.
- New US sign-ups are temporarily paused; this estimate applies only to an existing eligible cardholder and does not imply applications are open.
- The current public guidance lists no Virtual reward cap. This illustration models the published 1% rate across eligible spend; it is not a guarantee that the issuer will never apply a limit.
- The MetaMask product page says mUSD back is deposited automatically, while the US help guide describes claiming rewards. Confirm the flow in your account; no payout timing or claim friction is included here.
- New York and Texas support Linea and Base but not Solana or Monad. Confirm your state and enabled assets.
- Variable network gas is extra and cannot be estimated without the selected network and transaction count.
- The regional FAQ conflicts with the specific fee schedule on foreign fees; this example uses the published fee schedule and excludes foreign-currency and cross-border spend.
- MetaMask: Limits and fees ↗
Checked 2026-10-07
- MetaMask: MetaMask Card ↗
Checked 2026-10-07
- MetaMask Support: How to use your card ↗
Checked 2026-10-07
- MetaMask: Get started with MetaMask Card ↗
Checked 2026-10-07
How spending changes the result
| Monthly spend | Modeled annual net |
|---|---|
| $0.00 | $0.00 |
| $250.00 | $30.00 |
| $500.00 | $60.00 |
| $1,000.00 | $120.00 |
| $2,000.00 | $240.00 |
| $5,000.00 | $600.00 |
| $10,000.00 | $1,200.00 |