B-Tier - SituationalNeobank / money appVisa

Meow

US business banking for crypto companies: corporate cards, stablecoin rails and AI-agent banking.

Meow is the corporate entry in this directory: US business banking built for crypto companies, handling billions in assets. Accounts combine checking, free USDC on/off-ramps, SWIFT, bill pay and unlimited virtual corporate cards with granular limits - and in 2026 it launched agentic banking, letting AI agents operate accounts through an MCP endpoint. Banking services come from partner banks; Meow itself is a fintech, not a bank.

Go to official site View all cardsData verified: 2026-07

Max cashback

No cashback

Monthly fee

Corporate cards at no additional cost on business accounts

Custody

Custodial

Regions

United States

Fees

Monthly feeCorporate cards at no additional cost on business accounts

IssuanceUnlimited virtual cards with per-card spend limits, free

FXStandard corporate card terms; SWIFT transfers supported

ATMNot the product's focus (B2B spend management)

Top-upsFree USDC on/off-ramp; send BTC, ETH, SOL, USDC, USDT from the checking balance

Cashback

Meow competes on treasury features (yield on idle cash, free USDC ramps, spend controls) rather than consumer cashback.

Availability

US business banking for companies (customers operating from 200+ countries); corporate product, not a consumer card.

United States

Pros & cons

Pros

Purpose-built for crypto-native companies
Free USDC on/off-ramping
Unlimited virtual corp cards with precise limits
QuickBooks/Xero sync, SWIFT, bill pay

Cons

US businesses only - not a consumer product
No consumer cashback program
Fintech with partner banks, not a chartered bank

Best for

Crypto startups and DAOs with US entities
Teams paying vendors in stablecoins
AI-agent-operated treasuries

Alternatives

Revolut

The mainstream neobank with crypto built in - banking first, crypto second.

KAST

A stablecoin neobank: hold digital dollars, spend them anywhere with USD cashback.

Plasma One

The stablecoin neobank on its own L1: free 2% cashback tier plus yield on idle dollars.

This is not financial advice. Conditions change frequently: verify fees, cashback and availability on the official site before signing up.