Meow Technologies (US) · VISA
Available
A collateralized commercial Visa and spend controls for approved businesses.
Observed 2026-10-05
The Cross River card agreement lists foreign-currency markups up to 3% and a standard physical card at $0 plus shipping. The account requires a funded partner-institution collateral account, and the full balance is due daily by 4 p.m. ET; missed payment can trigger collateral enforcement. Meow markets no annual fee, but other fees can be added under the agreement.
Meow / Cross River Bank ↗Observed 2026-10-05
The current published table lists 2.5% for eligible Anthropic and OpenAI purchases, 1.5% for Apple, USPS and other qualifying purchases, 0.5% for Amazon/AWS, and 0.01% for Walmart and Costco. Only eligible U.S.-authorized USD purchases qualify; cashback credits unlock on the 10th of the month after settlement and must be redeemed manually. Rates and eligibility can change.
Meow ↗A plan with verified numerical rules has not yet been recorded for this profile.
Each source states what it documents and when it was checked. An older reference does not confirm every current cost.
Terms last updated September 28, 2026: business entities must be organized in the U.S. or another jurisdiction approved by Meow and its partner banks; individuals, sole proprietors, and non-commercial use are excluded; approval is not guaranteed. The Cross River collateralized card and Airwallex commercial card have separate agreements.
Checked 2026-10-05
Account-opening and onboarding support is listed for 180+ countries; this is not a guarantee of approval or eligibility for the separate Cross River card program.
Checked 2026-10-05
Agreement effective December 2, 2025: Cross River-issued Visa card secured by a partner financial-institution collateral account; standard physical card is $0 plus shipping, foreign-currency markup can be up to 3%, and account balance is due in full daily by 4 p.m. ET.
Checked 2026-10-05
Published rates: 0.01% Walmart/Costco, 0.5% Amazon/AWS, 1.5% Apple/USPS and other purchases, 2.5% Anthropic/OpenAI. Non-U.S.-authorized and non-USD transactions are excluded; settled credits unlock on the 10th of the following month for manual redemption, and Meow can change rates or eligibility.
Checked 2026-10-05
Published September 28, 2026: Meow markets 2.5% cashback on eligible AI spend and no annual card fee; eligible rewards remain subject to the current terms.
Checked 2026-10-05
