KuCard
Two regional products: an EEA Visa and an Australian USDC-settled Mastercard.
KuCard is not one uniform global product. The EEA programme is a custodial Visa debit card issued by Wallester in cooperation with service partner Eurlita; Eurlita now reports a temporary operational suspension while pursuing MiCA authorization, creating a current-status caveat that KuCoin's application flow must resolve. The Australian programme is a virtual Mastercard through Immersve, settles all transactions in USDC, and publishes separate transaction, FX, spread, inactivity, and dispute fees. Eligibility, issuer, format, assets, pricing, and live onboarding must be checked against the user's regional programme.
Rewards
No verified cashback
Fees
No annual fee in the current EEA and Australian schedules; Australia charges 2 USDC monthly after the inactivity threshold
Custody
Custodial
Eligibility
Published programmes cover eligible EEA users and Australian residents. The EEA Visa offers virtual and physical cards, with applications temporarily unavailable in France and the Netherlands; however, the named EEA service partner Eurlita says its operations are temporarily suspended pending MiCA authorization, so new-card availability should be confirmed in-app. The Australian Immersve Mastercard is virtual-only and requires a verified KuCoin Australia account.