Banco Inter S.A. · MASTERCARD
Inter Mastercard
Available
A no-annual-fee Brazilian Mastercard from a digital bank that separately offers crypto trading.
Documented terms
- Plan price
- R$0 annual fee on the current Inter card line
- Issuance and shipping
- Inter debit card is supplied with the account; credit-function approval and tier requirements apply
- Per-purchase fee
- Not yet verified
- FX and conversion
- International purchases use Banco Central PTAX sell-dollar conversion + 4.99% spread + 3.50% IOF; non-USD currencies convert through USD before BRL
- Top-ups
- Card spends from BRL account balance or approved credit. Crypto trading is a separate flow; selling credits BRL to the account and direct crypto card debit is not documented
- ATM
- Four free withdrawals per month on Personal Digital; then R$6.40 each. One, Prime, and Win retain unlimited free withdrawals on accredited networks
- Rewards and limits
- Credit purchases earn Inter Loop points by tier: 1 point per R$10 on Gold, 1 per R$5 on Platinum, 1 per R$2.50 on Prime, and 1 per R$2 on Win. Gold, Platinum, and Prime require automatic invoice debit; points may be redeemed for account cashback but value varies
- Eligibility
- Not yet verified
- Custody
- Provider holds the balance
A plan with verified numerical rules has not yet been recorded for this profile.
Sources and dates
Each source states what it documents and when it was checked. An older reference does not confirm every current cost.
- Inter: Inter credit cards ↗
Current Gold, Platinum, Prime, and Win card tiers, no annual fee, credit approval, virtual and physical cards, and Inter Loop rates: one point per R$10 on Gold, one per R$5 on Platinum, one per R$2.50 on Prime, and one per R$2 on Win.
Checked 2026-10-05
- Inter: Inter Loop: points and benefits ↗
Current program page: Gold, Platinum, and Prime card points require automatic invoice debit; Loop points can be redeemed for miles, statement discounts, account balance, investment, or other benefits. Point-to-cash value varies by redemption.
Checked 2026-10-05
- Inter: Inter debit and credit card ↗
Current Mastercard network, combined debit and credit form, credit approval, and national and international purchase scope.
Checked 2026-10-05
- Inter: Inter tariffs ↗
Current free account and card-annuity claims plus the controlling personal-account tariff schedule, effective 10 August 2026.
Checked 2026-10-05
- Inter Help Center: Inter card withdrawal fees ↗
Current personal digital account allowance: four free ATM withdrawals per month, then R$6.40 each; One, Prime, and Win keep unlimited free withdrawals on accredited networks.
Checked 2026-10-05
- Inter Help Center: How the international purchase rate is calculated ↗
Current help page: foreign purchases use Banco Central PTAX sell-dollar conversion plus a 4.99% spread and 3.50% IOF; currencies other than USD convert through USD before BRL.
Checked 2026-10-05
- Inter Help Center: Buying and selling cryptocurrency with Inter ↗
Crypto buying, selling, and swapping are separate Super App actions; selling credits BRL to the Inter account. Inter does not document card authorization directly from the crypto balance.
Checked 2026-10-05
- Inter: Inter crypto custody ↗
Current custody of customer crypto in the customer's name by B3 Digitas; crypto assets are held separately from the fiat card balance.
Checked 2026-10-05