Issuer referenceNeobank / money appMastercard

Prex Uruguay Mastercard

A regulated Uruguayan prepaid Mastercard linked to an app with Lirium-powered crypto access.

Prex Uruguay MastercardMastercard

Prex Uruguay combines an Econstar electronic-money account with an international prepaid Mastercard in virtual and physical form. The same app offers crypto buying and selling through Lirium, but card purchases debit fiat electronic-money balances rather than documented direct crypto balances. This distinction makes it a crypto-enabled money app, not a direct crypto-spend card.

Go to official site View all cardsReviewed 2026-08

Rewards

No verified cashback

Fees

$0 annual, maintenance, and low-balance fees

Custody

Custodial

Eligibility

Uruguay under the current Econstar electronic-money and prepaid-card terms. Separate Prex entities operate other markets, but this record does not merge their card terms.

Fees

Monthly fee$0 annual, maintenance, and low-balance fees

Issuance$0 for the Prex Internacional application under the current usage schedule

FXForeign purchases: 2.5% + USD 0.50 plus VAT; brand conversion and associated costs may add up to 1.5% when the transaction is not in USD or UYU

ATMUruguay ATM: USD 3 + VAT or UYU 45 + VAT; foreign ATM: USD 3 + VAT, before any operator fee

Top-upsThe card spends Prex electronic-money balances. Crypto sold through the Lirium module is first credited back in pesos or dollars; direct crypto debit is not documented.

Rewards

Prex publishes promotions separately; no permanent crypto reward is claimed for this reviewed Uruguay card.

Availability

Uruguay under the current Econstar electronic-money and prepaid-card terms. Separate Prex entities operate other markets, but this record does not merge their card terms.

Latin America

Official sources

Prex card termsCurrent Econstar entity, prepaid international Mastercard, electronic-money account, eligibility, and fiat-balance debit model.Prex usage and fee scheduleCurrent issuance, maintenance, ATM, foreign-purchase, conversion, reload, and transfer fees for Prex Uruguay.Prex Google PayCurrent availability of both virtual and physical Prex cards inside the app and Google Wallet linking flow.Prex cryptoCurrent Lirium provider boundary and crediting of crypto-sale proceeds into the Prex account.Prex institution recordCurrent Econstar issuer identity, electronic-money authorization, mixed e-money product, and Montevideo address.

Pros & cons

Pros

BCU-listed electronic-money issuer
Virtual and physical international Mastercard
$0 issuance and maintenance schedule
In-app crypto buying and selling through Lirium

Cons

Card spending is from fiat electronic-money balances, not direct crypto
Uruguay-specific card record
Foreign purchase and ATM fees apply
Crypto custody and execution depend on the separate Lirium service

Best for

Uruguay residents wanting a local prepaid Mastercard
Prex users who also need in-app crypto access
Users who prefer a regulated electronic-money issuer

Alternatives

Ripio Card

Check official terms

Lemon Card

Check official terms

belo Mastercard

Check official terms

ARQ Card

Check official terms

This is not financial advice. Conditions change frequently: verify fees, rewards, custody and eligibility on the official site before applying.

Fees

Monthly fee$0 annual, maintenance, and low-balance fees

Issuance$0 for the Prex Internacional application under the current usage schedule

FXForeign purchases: 2.5% + USD 0.50 plus VAT; brand conversion and associated costs may add up to 1.5% when the transaction is not in USD or UYU

ATMUruguay ATM: USD 3 + VAT or UYU 45 + VAT; foreign ATM: USD 3 + VAT, before any operator fee

Top-upsThe card spends Prex electronic-money balances. Crypto sold through the Lirium module is first credited back in pesos or dollars; direct crypto debit is not documented.

Pros & cons

Pros

BCU-listed electronic-money issuer
Virtual and physical international Mastercard
$0 issuance and maintenance schedule
In-app crypto buying and selling through Lirium

Cons

Card spending is from fiat electronic-money balances, not direct crypto
Uruguay-specific card record
Foreign purchase and ATM fees apply
Crypto custody and execution depend on the separate Lirium service