- Plan price
- Crypto Life says there is no monthly payment to keep the account; the linked EEA fee sheet is dated 3 November 2023 and does not establish current regional charges
- Issuance and shipping
- Ledger advertises a free virtual card. Crypto Life's general product page says a physical card is free with a $100 crypto top-up or shipping cost; the Help Center says delivery fees may apply
- Per-purchase fee
- Not yet verified
- FX and conversion
- The current Platform Fees table lists 1.75% crypto-to-fiat and 2% card-spend fee rows for BTC, LTC, ETH, XRP, USDT, USDC and EURT. It does not say whether both apply to one purchase or which Ledger regions use this schedule; the linked 2023 EEA sheet lists 0% foreign-currency payment. Check the current account quote
- Top-ups
- Transfer supported crypto from a Ledger or another wallet into the CL account before spending. Ledger and Crypto Life say those funds leave self-custody after transfer; conversion to fiat happens at purchase
- ATM
- No current ATM rate was verified. The linked EEA fee document dated 3 November 2023 lists EUR 2.50 for UK cash withdrawals and EUR 3 plus 1.5% for withdrawals outside the UK in a foreign currency; treat these as historical and check local terms
- Rewards and limits
- Ledger's card page specifies 1% paid at month end, selectable in BTC or USDC in the US and BTC or USDT elsewhere, with no staking. Crypto Life's general FAQ describes a separate 1% BTC/USDT or 2% BXX loyalty option, excluding Cryptodraft-funded transactions; confirm the schedule shown for this card in-app
- Eligibility
- Ledger lists EEA, UK, US, Canada, Switzerland, Colombia, Mexico and Brazil. Crypto Life's broader Ledger-partner page instead lists Argentina and Australia and omits Colombia and Mexico; residence, KYC, account approval and the live country selector apply
- Custody
- Provider holds the balance