Bybit · MULTI

Bybit Card

Name: Bybit Card
Brand: Bybit

Available

An exchange-linked payment card with terms that vary by regional program.

Official website ↗Compare this card →Company and locations →

Documented changes

Observed 2026-10-05 · Effective 2026-10-05

Card rewards now require crypto-funded purchases

From 10:00 UTC on Oct 5, 2026, fiat-funded Bybit Card transactions earn no Rewards Points or cashback. Crypto-funded spending earns 2% in the non-VIP base tier (capped at $5 monthly); higher tiers reach 10% and $600 monthly cashback caps through eligible monthly spend or VIP status. Points are pending for four calendar days and require redemption or Auto Cashback.

Bybit ↗

Documented terms

Plan price: No monthly or annual fee is published; the schedule lists no inactivity or cancellation fee
Issuance and shipping: Virtual issuance is free until further notice. Physical-card issuance varies: it is free in Brazil and Mexico, USD 5 or equivalent in Argentina and several programs, and USD 29.99 or equivalent in Australia and Georgia; some VIP users get regional waivers
Per-purchase fee: There is no separate card wallet. Purchases draw from the Bybit Funding Account or Flexible Easy Earn; fiat is used first by default, then selected crypto is sold at the One-Click Sell quote plus the local conversion fee
FX and conversion: Fees depend on issuing program: the schedule lists 7% FX in Argentina, 1.5% in Brazil, 2% in Australia and Mexico, and 1% in Peru; AIFC, Georgia, Kazakhstan and Asia-Pacific list a 2% cross-border fee. Crypto conversion is separate (0.5% in Argentina; 0.9% in Australia, Brazil and Mexico), with local minimums and FX padding; check the exact program and quote
Top-ups: Fund the Bybit account first; the card has no separate stored balance and draws from Funding Account or Flexible Easy Earn. You can toggle fiat spending and select up to three crypto assets in a payment priority order
ATM: A physical card is required. The ATM fee is 2% above the regional monthly free allowance: examples are USD 100 in Australia, ARS 95,000 in Argentina, BRL 550 in Brazil and USD 100 or MXN 1,800 in Mexico. Operators may add fees; limits vary by region and tier, and physical cards are not yet available in Peru
Rewards and limits: Since Oct 5, 2026 at 10:00 UTC, only crypto-funded purchases qualify. The non-VIP base tier pays 2% up to $5/month. Higher tiers require $500, $3,500, $9,500, $12,500 or $25,000 in monthly spend and pay 2%-10%, with $50-$600 monthly caps; VIP status can qualify users directly. Points are pending for four calendar days and must be redeemed or sent through Auto Cashback. Bybit Card and Pay spend combine toward tiers and caps
Eligibility: Applications are limited to supported country choices and require residence-specific KYC. Programs are documented for Argentina, Brazil, Mexico, Peru, Australia, AIFC, Georgia, Kazakhstan and some Asia-Pacific markets; EEA/CH customers use a separate Bybit EU account and card. Peru does not yet have a physical card
Custody: Provider holds the balance

A plan with verified numerical rules has not yet been recorded for this profile.

Sources and dates

Each source states what it documents and when it was checked. An older reference does not confirm every current cost.

Bybit: Fees and Limits (Bybit Card) ↗
Current region schedule: no annual, inactivity or cancellation fee; virtual issuance free until further notice; physical issuance, FX or cross-border, crypto conversion, FX padding and ATM fees vary by issuing program. ATM fee is 2% above the applicable regional monthly allowance; third-party ATM fees may apply.
Checked 2026-10-08
Bybit: Introduction to Bybit Card ↗
Fiat-first purchases draw from the Funding Account; when fiat is insufficient, user-selected crypto is automatically sold at the One-Click Sell rate plus the regional crypto conversion fee. Virtual and physical cards are offered, with physical availability and ATM access varying by program.
Checked 2026-10-08
Bybit: FAQ — Bybit Card General Inquiries ↗
Bybit Card has limited country programs with different network and debit/credit forms. It has no separate card wallet balance: funds held in provider custody come from the Bybit Funding Account or Flexible Easy Earn; supported countries and supported fiat/crypto currencies vary by region. EEA/CH residents use separate Bybit EU services.
Checked 2026-10-08
Bybit: Introduction to Bybit Card Rewards ↗
Reviewed Oct 8, 2026: since Oct 5 at 10:00 UTC only crypto-funded card transactions earn points or cashback. The non-VIP base tier starts at 2% up to $5/month; higher tiers reach 10% with spend thresholds, VIP eligibility and monthly caps of $50-$600.
Checked 2026-10-08
Bybit: FAQ — Changes to Bybit Card Services in the EEA & CH ↗
The former EEA/Switzerland bybit.com card migrated to a separate Bybit EU account and card; other Bybit card programs are unaffected. New card availability remains subject to the residence selector and KYC.
Checked 2026-10-08
Bybit: How to Consult Your Bybit Card Details and Spending Information ↗
The current card dashboard lets users toggle fiat spending and select up to three crypto assets, then arrange crypto payment priority; card spending draws on account balances rather than a separate card wallet.
Checked 2026-10-08

Other products to research

Bybit EU Card →RedotPay →Crypto.com Visa →Bit2Me Card →

Guides to costs, cashback and custody →

Documented changes

Observed 2026-10-05 · Effective 2026-10-05

Card rewards now require crypto-funded purchases

Bybit ↗

Documented terms

Plan price

No monthly or annual fee is published; the schedule lists no inactivity or cancellation fee

Issuance and shipping

Virtual issuance is free until further notice. Physical-card issuance varies: it is free in Brazil and Mexico, USD 5 or equivalent in Argentina and several programs, and USD 29.99 or equivalent in Australia and Georgia; some VIP users get regional waivers

Per-purchase fee

There is no separate card wallet. Purchases draw from the Bybit Funding Account or Flexible Easy Earn; fiat is used first by default, then selected crypto is sold at the One-Click Sell quote plus the local conversion fee

FX and conversion

Fees depend on issuing program: the schedule lists 7% FX in Argentina, 1.5% in Brazil, 2% in Australia and Mexico, and 1% in Peru; AIFC, Georgia, Kazakhstan and Asia-Pacific list a 2% cross-border fee. Crypto conversion is separate (0.5% in Argentina; 0.9% in Australia, Brazil and Mexico), with local minimums and FX padding; check the exact program and quote

Top-ups

Fund the Bybit account first; the card has no separate stored balance and draws from Funding Account or Flexible Easy Earn. You can toggle fiat spending and select up to three crypto assets in a payment priority order

ATM

A physical card is required. The ATM fee is 2% above the regional monthly free allowance: examples are USD 100 in Australia, ARS 95,000 in Argentina, BRL 550 in Brazil and USD 100 or MXN 1,800 in Mexico. Operators may add fees; limits vary by region and tier, and physical cards are not yet available in Peru

Rewards and limits

Since Oct 5, 2026 at 10:00 UTC, only crypto-funded purchases qualify. The non-VIP base tier pays 2% up to $5/month. Higher tiers require $500, $3,500, $9,500, $12,500 or $25,000 in monthly spend and pay 2%-10%, with $50-$600 monthly caps; VIP status can qualify users directly. Points are pending for four calendar days and must be redeemed or sent through Auto Cashback. Bybit Card and Pay spend combine toward tiers and caps

Eligibility

Applications are limited to supported country choices and require residence-specific KYC. Programs are documented for Argentina, Brazil, Mexico, Peru, Australia, AIFC, Georgia, Kazakhstan and some Asia-Pacific markets; EEA/CH customers use a separate Bybit EU account and card. Peru does not yet have a physical card

Custody

Provider holds the balance

Sources and dates

Each source states what it documents and when it was checked. An older reference does not confirm every current cost.

Bybit: Fees and Limits (Bybit Card) ↗

Current region schedule: no annual, inactivity or cancellation fee; virtual issuance free until further notice; physical issuance, FX or cross-border, crypto conversion, FX padding and ATM fees vary by issuing program. ATM fee is 2% above the applicable regional monthly allowance; third-party ATM fees may apply.

Checked 2026-10-08

Bybit: Introduction to Bybit Card ↗

Fiat-first purchases draw from the Funding Account; when fiat is insufficient, user-selected crypto is automatically sold at the One-Click Sell rate plus the regional crypto conversion fee. Virtual and physical cards are offered, with physical availability and ATM access varying by program.

Checked 2026-10-08

Bybit: FAQ — Bybit Card General Inquiries ↗

Bybit Card has limited country programs with different network and debit/credit forms. It has no separate card wallet balance: funds held in provider custody come from the Bybit Funding Account or Flexible Easy Earn; supported countries and supported fiat/crypto currencies vary by region. EEA/CH residents use separate Bybit EU services.

Checked 2026-10-08

Bybit: Introduction to Bybit Card Rewards ↗

Reviewed Oct 8, 2026: since Oct 5 at 10:00 UTC only crypto-funded card transactions earn points or cashback. The non-VIP base tier starts at 2% up to $5/month; higher tiers reach 10% with spend thresholds, VIP eligibility and monthly caps of $50-$600.

Checked 2026-10-08

Bybit: FAQ — Changes to Bybit Card Services in the EEA & CH ↗

The former EEA/Switzerland bybit.com card migrated to a separate Bybit EU account and card; other Bybit card programs are unaffected. New card availability remains subject to the residence selector and KYC.

Checked 2026-10-08

Bybit: How to Consult Your Bybit Card Details and Spending Information ↗

The current card dashboard lets users toggle fiat spending and select up to three crypto assets, then arrange crypto payment priority; card spending draws on account balances rather than a separate card wallet.

Checked 2026-10-08