Issuer referenceCrypto cardVisa

Bitpanda Card

A euro-area Visa that sells the selected Bitpanda asset into fiat at purchase time.

Bitpanda CardVisa

Bitpanda Card is a custodial Visa debit card issued by Transact Payments Malta Limited for verified users in eligible euro-area markets. It can draw on hundreds of supported cryptoassets and other Bitpanda balances, but each payment triggers an asset sale and the usual trading fee can apply. The one-percent reward is limited to qualifying crypto-funded purchases rather than every supported funding asset.

Go to official site View all cardsReviewed 2026-08

Rewards

0-1% % on qualifying crypto-funded purchases

Fees

No monthly or annual card fee

Custody

Custodial

Eligibility

Verified Bitpanda users resident in eligible euro-area countries. Current support excludes Cyprus and Liechtenstein even though both use the euro.

Fees

Monthly feeNo monthly or annual card fee

IssuanceFirst physical card is advertised as free; replacement and delivery conditions can apply

FXNo Bitpanda foreign-exchange fee, but Visa exchange-rate markups can apply; each asset-funded payment is also a trade subject to the usual Bitpanda trading fee

ATM2% of the withdrawal amount, minimum EUR 2, plus possible ATM-operator fees

Top-upsChoose a supported custodial Bitpanda asset as the main payment source; the asset is sold to fiat when the card payment is processed

Rewards

Current terms publish one percent only for qualifying crypto-funded transactions. Fiat, stablecoin, metals, and stock funding are excluded from cashback.

Availability

Verified Bitpanda users resident in eligible euro-area countries. Current support excludes Cyprus and Liechtenstein even though both use the euro.

Europe

Official sources

Bitpanda CardCurrent Visa debit product, issuer, asset coverage, fixed crypto-funded cashback, annual-fee, mobile-wallet, and FX boundaries.Bitpanda Card benefitsCurrent Eurozone eligibility and exclusions, asset-sale mechanics, cashback exclusions, ATM fee, and mobile-wallet support.Bitpanda Card termsControlling current card and reward terms, qualifying crypto transaction definition, and reward exclusions.

Pros & cons

Pros

Hundreds of supported payment assets
No monthly or annual card fee
Apple Pay and Google Pay support
Published ATM pricing
One percent reward on qualifying crypto-funded purchases

Cons

Euro-area eligibility only
Cyprus and Liechtenstein excluded
Custodial account and KYC required
Every payment triggers an asset trade
Cashback excludes fiat, stablecoins, metals, and stocks

Best for

Existing Bitpanda users in eligible euro-area markets
People spending across several supported asset classes
Users who include trading cost in the total card cost

Alternatives

Crypto.com Visa

Check official terms

Nexo Card

Check official terms

Revolut

Check official terms

Wirex

Check official terms

This is not financial advice. Conditions change frequently: verify fees, rewards, custody and eligibility on the official site before applying.

Fees

Monthly feeNo monthly or annual card fee

IssuanceFirst physical card is advertised as free; replacement and delivery conditions can apply

FXNo Bitpanda foreign-exchange fee, but Visa exchange-rate markups can apply; each asset-funded payment is also a trade subject to the usual Bitpanda trading fee

ATM2% of the withdrawal amount, minimum EUR 2, plus possible ATM-operator fees

Top-upsChoose a supported custodial Bitpanda asset as the main payment source; the asset is sold to fiat when the card payment is processed

Pros & cons

Pros

Hundreds of supported payment assets
No monthly or annual card fee
Apple Pay and Google Pay support
Published ATM pricing
One percent reward on qualifying crypto-funded purchases

Cons

Euro-area eligibility only
Cyprus and Liechtenstein excluded
Custodial account and KYC required
Every payment triggers an asset trade
Cashback excludes fiat, stablecoins, metals, and stocks