San Francisco financial-services platform with separate card, eUSD-account, and money-movement entities
CompanyFintech & BankingPartially verified
UGLYCASH is a financial-services platform, not a bank, operating globally from San Francisco. Its current legal page lists BFF Prime, LLC as a FinCEN-registered MSB, BFF Cards, LLC under a Puerto Rico OCIF ruling for card-issuance activities, and Bridge Building Inc as provider of applicable US money-transmission services. The April 2026 card agreement names BFF Cards as the Visa prepaid issuer and BFF Prime as the account-contracting company; its eUSD card balance is stablecoin-backed and held in custody. Self-custody claims apply to a separate investment area, not the card balance.
2167 Union Street, San Francisco, CA 94123, United States
UGLYCASH's official store offers pickup at this public San Francisco address. The pin represents that pickup and operations point, not a headquarters claim.
Current main site describes UGLYCASH as a financial-services platform rather than a bank, advertises Visa cards with up to 6% cashback, and markets bank, crypto and transfer rails. It says product availability can vary by country and region and does not publish a complete cardholder-residence matrix.
Current legal page says UGLYCASH is a financial-services platform, not a bank, operating globally from San Francisco. It lists BFF Prime, LLC as a FinCEN-registered MSB, says applicable US money-transmission services are provided by Bridge Building Inc, and lists BFF Cards, LLC under a Puerto Rico OCIF ruling authorizing card-issuance activities. These registrations and disclosures do not establish card eligibility in every listed region.
Current membership page prices Ridiculously Exclusive at $20 per month. It advertises a 1% weekly base card cashback in RSR and 2%, 4% or 6% total cashback after $1,000, $10,000 or $20,000 of 30-day UGLYCASH trading, with the tier top-up paid at cycle end. Its footnote says card cashback returns to 1% for the rest of the month after $2,000 of spending. The page says the metal card remains in development and describes initial distribution for active members who reach the top rate for two months.
UGLYCASH / BFF Prime · docs.ugly.cash · primary source
The April 6, 2026 agreement makes BFF Prime, LLC the account-contracting company and identifies BFF Cards, LLC as issuer of the UGLYCASH Visa prepaid card. It says eUSD account balances are backed by stablecoins and held in custody; account maintenance and first load are $0, card purchases have no programme fee except ATM transactions, and international purchases may incur an unspecified foreign transaction fee. The main schedule lists ATM withdrawals at $1 plus 1.5%; the attached prepaid-card disclosure instead says BFF Prime does not permit ATM transactions and lists $2.50 plus 1%, while another clause says direct cash withdrawals are not permitted. Treat ATM access and fees as internally inconsistent. The agreement's prepaid-card transaction cap is $2,000 daily and $10,000 monthly.
