FinecoBank Italy
Italian bank with accounts, cards, trading, and regulated crypto-linked instruments

FinecoBank S.p.A. is an Italian bank supervised by Banca d'Italia and CONSOB, offering accounts, debit, prepaid and credit cards, and investment services. Its cryptocurrency page covers CFDs, knock-out products, and ETPs with crypto underlyings. Fineco explicitly says customers do not own the underlying coins and need no crypto wallet, so it is not classified as a spot exchange, custodian, or crypto-card issuer.