RedotPay (Hong Kong) · VISA
Available
A broadly accepted crypto Visa for spending stablecoin balances.
Observed 2026-10-05
The current issuance help page lists a one-time USD 10 fee for a virtual card and USD 100 for a physical card, deducted when the card is issued. The physical card's shipping eligibility is a separate check.
RedotPay Help Center ↗Observed 2026-10-05
RedotPay's current fee help says it does not charge card-management, monthly, or annual fees. RedotPay Pro is a separate optional subscription with its own price and benefits.
RedotPay Help Center ↗Observed 2026-10-05
Pro costs USD 12.90 monthly or USD 129 yearly. The monthly plan waives one USD 10 virtual-card fee and the annual plan waives one USD 100 physical-card fee. Both offer 3% only on Apple Pay and Google Pay purchases, capped at USD 18 per month; the resulting USDs are card-spend credit, expire after 30 days, and cannot be withdrawn or transferred. Annual members also receive a USD 1,000 monthly waiver of RedotPay ATM fees, not ATM-operator fees.
RedotPay Help Center ↗Observed 2026-10-05
The current help schedule lists a 2% fee for HKD cards and a 2% fee for USD cards up to USD 10,000 per month, then 3% above that amount. It separately lists 1.2% for a transaction in another currency and 1% crypto conversion; the ATM operator may charge its own fee.
RedotPay Help Center ↗Observed 2026-10-05
RedotPay describes card acceptance at merchants that support major card networks, with exceptions for some merchants and sanctioned regions. That does not establish whether a resident can apply: check the separate issuance list and in-app country selector before paying an issuance fee.
RedotPay Help Center ↗Observed 2026-10-05
RedotPay's delivery guide says physical shipping is unavailable in additional regions beyond those barred from card issuance. Confirm both lists before selecting the USD 100 physical card.
RedotPay Help Center ↗Observed 2026-10-05
RedotPay requires identity verification using legal name, date of birth, and a valid government ID. It may request additional documents based on region or account activity; the earlier light-KYC description has been removed.
RedotPay Help Center ↗Observed 2026-10-05
RedotPay's deposit fee policy says the service charges no fee to deposit funds. It notes that intermediary or receiving banks may deduct handling fees from returned deposits; supported crypto assets, networks, and minimums vary in-app.
RedotPay Help Center ↗A plan with verified numerical rules has not yet been recorded for this profile.
Each source states what it documents and when it was checked. An older reference does not confirm every current cost.
Terms updated July 9, 2026 identify the account and card services, group entities, and custodial-account service; specific service terms and fee schedules also apply.
Checked 2026-10-05
August 28, 2026 list of regions where residents cannot receive a virtual or physical card or register a billing address.
Checked 2026-10-07
July 21, 2026 list of regions where physical cards cannot be shipped, in addition to the separately published card-issuance restrictions.
Checked 2026-10-05
July 27, 2026 issuance fee of USD 10 for a virtual card and USD 100 for a physical card; fee is deducted when the card is issued.
Checked 2026-10-07
July 28, 2026 confirmation of no card-management, monthly, or annual fees for the card; Pro membership is a separate paid service.
Checked 2026-10-07
Updated September 4, 2026: USD 12.90 monthly or USD 129 annual fee; 3% cashback only on Apple Pay and Google Pay purchases, capped at USD 18 monthly. Cashback USDs are card-spend credit, expire after 30 days, and cannot be withdrawn or transferred. Annual members receive a USD 1,000 monthly waiver of RedotPay ATM fees; ATM-owner fees are excluded.
Checked 2026-10-07
July 27, 2026 physical-card ATM fee schedule: 2% for HKD cards; USD cards 2% up to USD 10,000 per month then 3%; it separately lists 1.2% for a transaction in another currency and 1% crypto conversion.
Checked 2026-10-07
July 26, 2026: identity verification is mandatory for all users and requires legal name, date of birth, government ID and, in some cases, additional documents.
Checked 2026-10-05
July 23, 2026: RedotPay does not charge a fee to deposit funds; intermediary or receiving banks may deduct handling fees from returned deposits. The supported-asset page lists network-specific deposit minimums.
Checked 2026-10-05
Updated September 4, 2026: the card works at merchants accepting major card networks; merchant acceptance is not an issuance-country list, and some merchants and sanctioned locations are exceptions.
Checked 2026-10-05
July 21, 2026: virtual cards support online payments and may be linked to Apple Pay, Google Pay, or PayPal; physical cards support online and in-person payments and ATM withdrawals.
Checked 2026-10-05
July 27, 2026 guidance says a card-payment transaction fee of around 1% is added above the merchant price and is not returned when the merchant refunds a purchase.
Checked 2026-10-07
September 3, 2026 selected-merchant schedule: 1.5% with a USD 0.50 minimum; waived for the first three eligible purchases per card each month. The merchant list may change.
Checked 2026-10-07
