Oobit / Visa program issuer varies by region · VISA

Oobit Card

Name: Oobit Card
Brand: Oobit / Visa program issuer varies by region

Limited access

A Visa crypto card with a published per-purchase fee and unresolved issuer-program terms.

Official website ↗Compare this card →Company and locations →

Documented terms

Plan price: No monthly or card fee in the current Oobit FAQ
Issuance and shipping: No charge to get or keep the card per the FAQ; physical issuance and delivery are not documented
Per-purchase fee: 1% per card purchase, minimum $0.25. Brazil: 1% without the minimum, plus IOF and FX shown on the receipt
FX and conversion: The current FAQ says USD is the base and the conversion rate appears on the receipt. Older 2025 issuer terms list up to 1.5% FX; confirm whether that still applies. Brazil may add IOF/taxes
Top-ups: External-wallet connection and in-app wallet are described, but the live card page, FAQ and older creditor terms do not agree on whether card spending draws directly from an external wallet. Confirm the route in-app
ATM: Separate app-based NFC ATM feature: 2.5%, up to $250 per withdrawal and three per card per day; KYC required. This is not verified as standard physical-card ATM pricing
Rewards and limits: The card page advertises up to 10% but does not provide a current card-specific rate schedule. FAQ cashback caps vary by token; 5X terms describe restricted in-app Tap to Pay points, not transferable card cashback
Eligibility: The current FAQ lists 74 app countries and says US card use is supported; the 1 August 2025 issuer terms say the card is intended for non-US persons. Do not infer eligibility from app availability; confirm the live issuer offer
Custody: Not yet verified

Plans and costs

Your scenario

Monthly spendingSettlement currencyPeriodResidence

Eligible purchases, travel and other costs

Eligible spending (%)Spending in another currency (%)Merchants in another country (%)Monthly top-upMonthly ATM amountATM withdrawals per monthOther monthly costs (gas, small-purchase fees)

Estimate for 12 identical months. Monthly spending means total card purchases; eligible share affects rewards only. Network exchange rates, tax, volatility and external costs are excluded unless entered as extra costs. Unverified residence does not establish eligibility.

Visa card / terms unresolved USD

The current FAQ describes wallet-linked spending; older issuer terms describe a creditor and repayment duties. Confirm the live card program.

Net estimate unavailable

Still to verify or satisfy: payment-model; Card purchases cost 1%, minimum $0.25; Brazil is 1% with no minimum plus IOF/FX. Purchase-count and regional terms are not represented by this calculator.; Reward bands; Reward cap; Reward asset and value; Payment and conversion fee; Asset conversion fee.

Residence eligibility still needs confirmation.

Annual fee: $0.00
Reward asset: Not yet verified

Bands, conditions and sources

Card purchases cost 1%, minimum $0.25; Brazil is 1% with no minimum plus IOF/FX. Purchase-count and regional terms are not represented by this calculator.

No card-specific reward rate or payout value is modeled; the 5X program is restricted to in-app Tap to Pay.

No numeric net estimate is available while the current FAQ and older issuer terms conflict on debit versus credit, repayment, and US eligibility.
The current FAQ says no monthly/card fee, 1% per purchase with a $0.25 minimum, and a Brazil exception. Per-purchase fees require transaction count and cannot be inferred from monthly spend alone.
The 2025 issuer terms list up to 1.5% FX; current applicability is unverified. ATM pricing belongs to Oobit's separate app-based NFC withdrawal feature.
Oobit markets up to 10% cashback but does not publish a current card rate schedule on the reviewed FAQ. 5X Tap to Pay points are in-app restricted and receive no cash value here.

Oobit: Frequently asked questions ↗
Checked 2026-10-06

Sources and dates

Each source states what it documents and when it was checked. An older reference does not confirm every current cost.

Oobit: Crypto Card ↗
Current Visa card marketing, supported wallet connections, mobile-wallet support, free card claim, and contradictory credit/debit descriptions that need account-specific terms.
Checked 2026-10-06
Oobit: Frequently asked questions ↗
Current 1% purchase fee and $0.25 minimum (Brazil: 1% without minimum plus IOF and FX), no monthly/card fee, KYC, app country list, US availability claim, USD-based conversion, and token-dependent cashback caps. Card availability and terms still need in-app confirmation.
Checked 2026-10-06
Oobit / card issuer: Oobit Spend Card Terms ↗
Issuer terms effective 1 August 2025: creditor and repayment language, non-US-person representation, $0.25 or 1% transaction fee, and up to 1.5% foreign-exchange fee. These terms conflict with current FAQ and card-page descriptions and may not reflect every live program.
Checked 2026-10-06
Oobit: 5X Reward Terms ↗
Terms updated 19 May 2026: Tap to Pay points, 1x–5x levels, 1,000 points per USD 1 conversion, EEA USDC/non-EEA USDT payout, and rewards restricted to in-app Tap to Pay with no withdrawal or transfer.
Checked 2026-10-06
Oobit: Crypto ATM withdrawals ↗
Contactless NFC app withdrawals: 2.5% fee, up to $250 per transaction, three per card per calendar day, and KYC; this app feature is distinct from standard physical-card ATM terms.
Checked 2026-10-06

Other products to research

RedotPay →Tangem Pay →MetaMask Card →Gnosis Pay →

Guides to costs, cashback and custody →

Documented terms

Plan price

No monthly or card fee in the current Oobit FAQ

Issuance and shipping

No charge to get or keep the card per the FAQ; physical issuance and delivery are not documented

Per-purchase fee

1% per card purchase, minimum $0.25. Brazil: 1% without the minimum, plus IOF and FX shown on the receipt

FX and conversion

The current FAQ says USD is the base and the conversion rate appears on the receipt. Older 2025 issuer terms list up to 1.5% FX; confirm whether that still applies. Brazil may add IOF/taxes

Top-ups

External-wallet connection and in-app wallet are described, but the live card page, FAQ and older creditor terms do not agree on whether card spending draws directly from an external wallet. Confirm the route in-app

ATM

Separate app-based NFC ATM feature: 2.5%, up to $250 per withdrawal and three per card per day; KYC required. This is not verified as standard physical-card ATM pricing

Rewards and limits

The card page advertises up to 10% but does not provide a current card-specific rate schedule. FAQ cashback caps vary by token; 5X terms describe restricted in-app Tap to Pay points, not transferable card cashback

Eligibility

The current FAQ lists 74 app countries and says US card use is supported; the 1 August 2025 issuer terms say the card is intended for non-US persons. Do not infer eligibility from app availability; confirm the live issuer offer

Custody

Not yet verified

Plans and costs

Your scenario

Monthly spendingSettlement currencyPeriodResidence

Eligible purchases, travel and other costs

Eligible spending (%)Spending in another currency (%)Merchants in another country (%)Monthly top-upMonthly ATM amountATM withdrawals per monthOther monthly costs (gas, small-purchase fees)

Visa card / terms unresolved USD

The current FAQ describes wallet-linked spending; older issuer terms describe a creditor and repayment duties. Confirm the live card program.

Net estimate unavailable

Residence eligibility still needs confirmation.

Annual fee: $0.00
Reward asset: Not yet verified

Bands, conditions and sources

Card purchases cost 1%, minimum $0.25; Brazil is 1% with no minimum plus IOF/FX. Purchase-count and regional terms are not represented by this calculator.

No card-specific reward rate or payout value is modeled; the 5X program is restricted to in-app Tap to Pay.

No numeric net estimate is available while the current FAQ and older issuer terms conflict on debit versus credit, repayment, and US eligibility.
The current FAQ says no monthly/card fee, 1% per purchase with a $0.25 minimum, and a Brazil exception. Per-purchase fees require transaction count and cannot be inferred from monthly spend alone.
The 2025 issuer terms list up to 1.5% FX; current applicability is unverified. ATM pricing belongs to Oobit's separate app-based NFC withdrawal feature.
Oobit markets up to 10% cashback but does not publish a current card rate schedule on the reviewed FAQ. 5X Tap to Pay points are in-app restricted and receive no cash value here.

Oobit: Frequently asked questions ↗
Checked 2026-10-06

Sources and dates

Each source states what it documents and when it was checked. An older reference does not confirm every current cost.

Oobit: Crypto Card ↗

Current Visa card marketing, supported wallet connections, mobile-wallet support, free card claim, and contradictory credit/debit descriptions that need account-specific terms.

Checked 2026-10-06

Oobit: Frequently asked questions ↗

Current 1% purchase fee and $0.25 minimum (Brazil: 1% without minimum plus IOF and FX), no monthly/card fee, KYC, app country list, US availability claim, USD-based conversion, and token-dependent cashback caps. Card availability and terms still need in-app confirmation.

Checked 2026-10-06

Oobit / card issuer: Oobit Spend Card Terms ↗

Issuer terms effective 1 August 2025: creditor and repayment language, non-US-person representation, $0.25 or 1% transaction fee, and up to 1.5% foreign-exchange fee. These terms conflict with current FAQ and card-page descriptions and may not reflect every live program.

Checked 2026-10-06

Oobit: 5X Reward Terms ↗

Terms updated 19 May 2026: Tap to Pay points, 1x–5x levels, 1,000 points per USD 1 conversion, EEA USDC/non-EEA USDT payout, and rewards restricted to in-app Tap to Pay with no withdrawal or transfer.

Checked 2026-10-06

Oobit: Crypto ATM withdrawals ↗

Contactless NFC app withdrawals: 2.5% fee, up to $250 per transaction, three per card per calendar day, and KYC; this app feature is distinct from standard physical-card ATM terms.

Checked 2026-10-06