OKX Pay / Monavate Ltd. · MASTERCARD
Available
A Brazil-only virtual Mastercard linked to OKX Pay's self-custody wallet.
Observed 2026-10-06
OKX's Brazil Pay addendum says OKX Brasil does not hold or manage Pay funds and names Monavate Ltd. as the authorized issuer of the prepaid Mastercard instrument. The profile now separates the user-authorized Pay smart wallet from the card issuer and corrects its previous custodial label.
OKX Brazil ↗A plan with verified numerical rules has not yet been recorded for this profile.
Each source states what it documents and when it was checked. An older reference does not confirm every current cost.
Current product help updated September 11, 2026: OKX Card is a virtual-only international debit card connected to OKX Pay; Visa or Mastercard depends on region. It works where the applicable network is accepted, supports Apple Pay and Google Pay, and is available only in selected regions, so customers must check the Card section in-app.
Checked 2026-10-07
Current help article identifies the virtual Mastercard debit card as available in Brazil and the EEA, funded by an OKX Pay account. The product page says access is limited to selected regions and must be checked in-app; this profile represents only the Brazil program.
Checked 2026-10-07
Brazil-specific fee table updated August 26, 2026: USD settlement; 0% FX fee for USD purchases and 0% OKX FX fee on non-USD purchases plus Mastercard exchange rates; 0% crypto-to-fiat spread for USDT, USDC, and USDG to USD; R$0 virtual issuance, monthly/annual, and inactivity fees.
Checked 2026-10-07
Current help article says ATM withdrawals are not supported. Its listed restricted merchant categories explicitly apply only to EEA-issued cards; those category restrictions are not evidence of Brazil-card restrictions.
Checked 2026-10-07
Brazil addendum published February 5, 2026 describes OKX Pay as a decentralized/self-custody technology service and says OKX Brasil does not hold, manage, or have access to user funds in Pay. It names Monavate Ltd. as the authorized issuer of the prepaid payment instrument for Mastercard card services available to users in Brazil.
Checked 2026-10-07
Current help article describes Pay as an integrated Web3 smart wallet, says an OKX exchange account and completed identity verification are required, and says users can make card purchases using USDG and USDC in Pay.
Checked 2026-10-07
Current article updated September 11, 2026 says Pay is powered by a smart-contract wallet; the Pay passkey signs Pay transactions and is separate from the exchange passkey. OKX says it cannot access, generate, or change the user's passkey; recovery uses the user's linked email and ZK Email verification.
Checked 2026-10-07
Current Pay conversion article updated August 26, 2026 says supported stablecoin and non-stablecoin assets on listed networks can be converted into Pay-enabled USDG, USDT, or USDC on X Layer. Availability varies by region; off-X-Layer conversions may incur network fees, while X Layer asset conversions are covered by OKX.
Checked 2026-10-07
