USD Visa Platinum USD
Spend crypto from the Kolo wallet; Banco Popular de Puerto Rico issues this virtual Visa. Crypto deposits are free; card conversion is 1% at purchase.
Net estimate unavailable
Still to verify or satisfy: The current schedule is 2% BTC for the first 30 days, then 1%. USD's period starts at activation; EUR's starts at first EUR-card issuance (or 24 July 2026 for existing EUR cards). Per-purchase caps are $2/€2 during the introduction and $1/€1 afterward, with a $100/€100 monthly payout cap. The calculator supports one recurring aggregate rate and cannot represent the timed introduction or per-transaction caps, so it withholds a net estimate. Confirm local issuance eligibility in-app..
Residence eligibility still needs confirmation.
- Annual fee
- $0.00
- Reward asset
- BTC
Bands, conditions and sources
- 1% · above $0.00 / eligible month
The current schedule is 2% BTC for the first 30 days, then 1%. USD's period starts at activation; EUR's starts at first EUR-card issuance (or 24 July 2026 for existing EUR cards). Per-purchase caps are $2/€2 during the introduction and $1/€1 afterward, with a $100/€100 monthly payout cap. The calculator supports one recurring aggregate rate and cannot represent the timed introduction or per-transaction caps, so it withholds a net estimate. Confirm local issuance eligibility in-app.
BTC cashback is credited daily for eligible cleared purchases, using the BTC rate on authorization date; refunds before payout reduce pending rewards.
- Ongoing modeled rate is 1%; the 2% rate applies only to the first 30 days. Per-transaction caps are $2/€2 during the introduction and $1/€1 afterward; the monthly payout cap is $100/€100.
- The card-conversion fee is 1%. USD card foreign-currency purchases add 1% plus the Visa exchange rate; USD purchases at non-US merchants add a separate 1% issuer fee. EUR card surcharges are 0.55%-1.35% plus the Visa rate depending on local currency.
- No monthly maintenance fee; issuance is free. A $10/€10 account top-up is required to issue the card, and a temporary ~1% slippage buffer may be reserved and returned if unused.
- USD ATM withdrawals are contactless-only outside its restricted list; EUR ATM withdrawals are unavailable. ATM costs and limits are not published.
- Card-use restrictions do not establish where residents can apply. The virtual card is Visa Platinum, but Kolo does not integrate Visa Platinum benefits. The calculator withholds net estimates because it cannot model the time-limited reward rate and per-purchase caps.
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